Talisman Red's College Football Computer Ratings

The Rating is a combination of two components:

• Points, a system that considers scores and allows for game predictions; and
• BCS a formula like the six that were once part of the BCS, considering only wins and losses which was much more "politically correct" in that era.

How to use: to estimate the point spread between two teams, just use the Points column. Don't forget to add in home field advantage, which is usually around 3 points. (The actual number fluctuates a little but it's within 0.25 points of that, usually.)

Early in the season, ratings rely heavily on last year's results. Each column below should be sortable, but here's the full text file if you want it.

Last updated: 25-Oct-2026 08am EDT

Rank	Team	W	L	Rating	Points	BCS-Style	Conference
1	Ohio State	6	1	4.03	92.80	5	B10
2	Miami FL	7	0	4.00	90.57	3	ACC
3	Notre Dame	6	1	3.92	93.02	9	FBS
4	Utah	7	0	3.90	85.83	1	B12
5	Indiana	7	1	3.89	90.32	6	B10
6	Georgia	6	1	3.75	89.65	10	SEC
7	Alabama	6	2	3.73	91.42	12	SEC
8	UCLA	7	0	3.56	81.02	2	B10
9	LSU	6	2	3.51	90.16	16	SEC
10	Kentucky	7	1	3.49	81.00	4	SEC
11	Texas Tech	6	1	3.42	82.24	8	B12
12	Texas	5	2	3.41	86.77	14	SEC
13	Arizona	6	1	3.35	82.28	11	B12
14	Mississippi	5	2	3.34	86.12	15	SEC
15	Brigham Young	6	1	3.33	80.39	7	B12
16	Houston	6	2	3.14	80.02	13	B12
17	Tennessee	6	2	3.05	83.13	23	SEC
18	Oregon	4	3	3.04	82.08	22	B10
19	Wake Forest	6	1	3.03	80.88	18	ACC
20	Northwestern	6	1	3.01	80.50	19	B10
21	Florida	5	2	2.96	79.98	21	SEC
22	Southern Cal	6	2	2.84	76.62	17	B10
23	Oklahoma	4	3	2.80	79.38	26	SEC
24	SMU	6	1	2.76	75.49	20	ACC
25	Nebraska	5	2	2.75	81.86	32	B10
26	Wisconsin	5	2	2.75	77.63	25	B10
27	Boise St	6	1	2.73	76.77	24	PAC12
28	Iowa	5	2	2.71	79.09	29	B10
29	Missouri	5	2	2.53	78.22	35	SEC
30	Texas A&M	4	4	2.48	78.87	41	SEC
31	Cincinnati	5	2	2.46	73.11	27	B12
32	Louisville	4	3	2.44	78.27	42	ACC
33	New Mexico	6	1	2.42	74.16	31	MWC
34	James Madison	7	1	2.42	73.54	30	SUN
35	Auburn	4	3	2.41	77.01	40	SEC
36	Michigan	4	3	2.40	75.07	33	B10
37	Oklahoma St	5	2	2.39	74.91	34	B12
38	South Carolina	4	3	2.35	77.66	46	SEC
39	Illinois	4	3	2.28	73.63	38	B10
40	Texas-San Antonio	7	1	2.21	68.26	28	AMER
41	Baylor	4	3	2.17	74.35	48	B12
42	Central Florida	4	3	2.16	73.00	43	B12
43	North Texas	5	2	2.14	73.23	44	AMER
44	Mississippi St	4	3	2.12	74.59	54	SEC
45	Kansas St	4	3	2.02	70.76	45	B12
46	Oregon St	5	2	2.02	74.43	60	PAC12
47	Minnesota	5	2	1.99	67.30	37	B10
48	TCU	3	4	1.98	72.50	58	B12
49	Penn State	3	4	1.98	76.29	72	B10
50	West Virginia	5	3	1.97	67.64	39	B12
51	Washington	4	3	1.94	70.64	52	B10
52	Duke	4	2	1.93	70.59	53	ACC
53	Pittsburgh	5	3	1.93	71.10	56	ACC
54	Arizona St	4	3	1.93	66.04	36	B12
55	Iowa St	3	4	1.91	70.82	57	B12
56	Memphis	6	2	1.85	67.74	47	AMER
57	Army	5	2	1.81	67.49	51	AMER
58	Virginia	4	3	1.81	71.03	63	ACC
59	Florida St	3	4	1.79	74.68	81	ACC
60	South Florida	5	2	1.77	66.18	49	AMER
61	North Carolina	4	3	1.75	70.01	65	ACC
62	Virginia Tech	6	2	1.74	65.92	50	ACC
63	Clemson	4	3	1.68	67.90	61	ACC
64	Kansas	3	4	1.63	69.91	78	B12
65	Vanderbilt	3	5	1.59	67.42	67	SEC
66	North Dakota St	6	2	1.58	68.50	74	MWC
67	Purdue	3	4	1.58	68.13	73	B10
68	Arkansas	3	4	1.56	68.12	75	SEC
69	Liberty	6	1	1.53	67.55	77	CUSA
70	North Carolina St	3	4	1.51	66.03	68	ACC
71	Toledo	6	2	1.45	64.71	69	MAC
72	Texas St-San Marcos	4	3	1.43	67.98	84	PAC12
73	UNLV	4	3	1.39	62.43	64	MWC
74	Western Michigan	5	3	1.36	63.91	76	MAC
75	Tulane	3	4	1.34	62.15	66	AMER
76	Louisiana Tech	5	2	1.32	64.97	82	SUN
77	Ohio U.	6	2	1.30	59.31	59	MAC
78	Michigan St	2	6	1.19	68.30	106	B10
79	Fresno St	4	3	1.18	64.63	91	PAC12
80	Syracuse	3	4	1.18	64.90	92	ACC
81	Boston College	4	3	1.15	61.66	83	ACC
82	Montana St	7	1	1.09	57.81	71	I-SKY
83	Air Force	5	2	1.08	59.62	79	MWC
84	Connecticut	4	3	1.04	62.97	96	FBS
85	Stanford	4	4	1.03	54.87	62	ACC
86	Louisiana-Lafayette	5	3	1.03	62.07	94	SUN
87	Stephen F. Austin	8	0	1.01	56.01	70	I-STHLD
88	Harvard	6	0	1.00	51.82	55	I-IVY
89	Colorado	2	5	0.96	61.41	97	B12
90	Appalachian St	5	2	0.92	57.48	85	SUN
91	East Carolina	3	4	0.88	59.67	98	AMER
92	Georgia Tech	2	5	0.87	61.15	104	ACC
93	Jacksonville St	5	2	0.86	57.10	87	CUSA
94	Tulsa	4	4	0.85	62.67	108	AMER
95	Youngstown St	6	2	0.84	60.55	103	I-MOVAL
96	Tarleton St	8	0	0.79	53.75	80	I-UAC
97	Miami OH	5	3	0.77	55.76	88	MAC
98	South Dakota	7	2	0.77	55.75	89	I-MOVAL
99	South Alabama	4	3	0.75	57.95	101	SUN
100	Florida Atlantic	5	2	0.73	54.04	86	AMER
101	Georgia Southern	3	4	0.72	60.39	109	SUN
102	South Dakota St	6	2	0.63	58.75	110	I-MOVAL
103	California	3	5	0.63	55.79	102	ACC
104	Rutgers	2	5	0.60	59.21	116	B10
105	Alabama-Birmingham	4	3	0.58	54.04	99	AMER
106	Georgia St	4	3	0.57	58.77	120	SUN
107	Wyoming	5	3	0.54	52.05	95	MWC
108	San Diego St	3	5	0.54	57.05	112	PAC12
109	North Dakota	6	3	0.51	55.19	107	I-MOVAL
110	Arkansas St	4	4	0.50	56.99	114	SUN
111	Navy	2	5	0.49	59.97	129	AMER
112	Illinois St	6	2	0.49	53.78	105	I-MOVAL
113	Maryland	2	5	0.47	59.69	130	B10
114	Tennessee Tech	7	1	0.41	49.32	93	I-SOCON
115	Utah St	2	5	0.40	58.89	135	PAC12
116	Marshall	4	3	0.39	50.15	100	SUN
117	Colorado St	3	4	0.37	54.45	119	PAC12
118	Northern Arizona	6	2	0.35	47.40	90	I-SKY
119	Nevada	3	4	0.35	56.68	128	MWC
120	Western Kentucky	3	4	0.32	53.61	122	CUSA
121	Florida Int'l	3	4	0.24	54.48	127	CUSA
122	San Jose St	4	4	0.21	51.22	117	MWC
123	Delaware	3	4	0.21	54.34	131	CUSA
124	Buffalo	5	3	0.20	49.73	111	MAC
125	Washington St	1	7	0.17	59.32	161	PAC12
126	Austin Peay	7	2	0.14	49.55	115	I-UAC
127	Middle Tennessee St	4	3	0.11	49.14	118	CUSA
128	Temple	2	5	0.09	55.99	153	AMER
129	Hawai`i	2	6	0.07	54.82	150	MWC
130	Central Michigan	3	5	0.07	52.22	137	MAC
131	Troy	3	4	0.03	51.35	136	SUN
132	New Mexico St	3	4	0.02	53.56	149	CUSA
133	Lehigh	6	2	-0.01	46.88	123	I-PATR
134	Lamar	6	2	-0.03	45.52	113	I-STHLD
135	Montana	5	3	-0.04	50.08	140	I-SKY
136	Old Dominion	2	6	-0.05	51.79	148	SUN
137	Mercer	6	2	-0.06	45.82	121	I-SOCON
138	Coastal Carolina	2	5	-0.06	53.17	156	SUN
139	Eastern Michigan	4	5	-0.12	49.60	144	MAC
140	Southern Miss	2	5	-0.19	51.14	159	SUN
141	Kent St	3	5	-0.23	47.03	143	MAC
142	Idaho St	5	3	-0.24	46.25	141	I-SKY
143	Abilene Christian	4	4	-0.25	45.05	133	I-UAC
144	Missouri St	2	5	-0.27	48.73	154	CUSA
145	Kennesaw St	1	6	-0.29	52.61	172	CUSA
146	Ball St	3	5	-0.29	46.33	146	MAC
147	East Tennessee St	6	2	-0.32	44.38	139	I-SOCON
148	Monmouth NJ	6	2	-0.33	41.29	125	I-COAS
149	Campbell	7	1	-0.35	41.97	126	I-COAS
150	Princeton	4	2	-0.36	39.86	124	I-IVY
151	Rice	1	7	-0.43	51.88	181	AMER
152	Chattanooga	5	3	-0.43	45.63	155	I-SOCON
153	Incarnate Word	4	4	-0.51	46.57	167	I-STHLD
154	Massachusetts	4	4	-0.53	47.06	170	MAC
155	Bowling Green	2	6	-0.53	48.03	173	MAC
156	UC-Davis	5	3	-0.55	39.08	134	I-SKY
157	Southern Illinois	4	5	-0.56	45.26	165	I-MOVAL
158	South Carolina St	6	2	-0.57	41.60	151	I-MEAC
159	Yale	3	3	-0.58	39.82	142	I-IVY
160	Weber St	5	4	-0.59	40.10	145	I-SKY
161	Northern Iowa	3	4	-0.60	45.99	171	I-MOVAL
162	SE Missouri St	5	3	-0.63	41.67	158	I-OVC
163	Cornell NY	3	3	-0.66	40.99	157	I-IVY
164	Brown	3	3	-0.69	39.66	152	I-IVY
165	Dartmouth	3	3	-0.74	37.02	147	I-IVY
166	Albany NY	5	3	-0.75	41.11	164	I-COAS
167	SE Louisiana	4	4	-0.76	41.33	166	I-STHLD
168	Wofford	5	3	-0.80	39.64	162	I-SOCON
169	UNC-Charlotte	1	6	-0.84	41.97	176	AMER
170	Sam Houston St	1	6	-0.85	47.37	195	CUSA
171	Richmond	6	2	-0.91	32.23	138	I-PATR
172	Idaho	3	5	-0.91	41.99	184	I-SKY
173	Villanova	4	4	-0.94	36.99	163	I-PATR
174	Stony Brook	5	3	-0.97	37.59	169	I-COAS
175	Colgate	4	4	-1.01	39.92	182	I-PATR
176	Western Illinois	4	4	-1.01	40.74	185	I-OVC
177	Rhode Island	4	4	-1.02	38.14	175	I-COAS
178	Western Carolina	3	5	-1.04	41.38	188	I-SOCON
179	Charleston Southern	4	4	-1.04	39.23	183	I-OVC
180	Southern Utah	3	5	-1.06	41.06	189	I-SKY
181	Pennsylvania	3	3	-1.06	33.30	160	I-IVY
182	Columbia	4	2	-1.13	26.76	132	I-IVY
183	Alabama A&M	6	2	-1.13	36.76	179	I-SWAC
184	Louisiana-Monroe	1	6	-1.16	41.33	196	SUN
185	North Alabama	4	4	-1.16	39.70	190	I-UAC
186	Akron	1	7	-1.19	42.82	211	MAC
187	Jackson St	6	2	-1.25	33.45	174	I-SWAC
188	Texas-Rio Grande Val	4	4	-1.26	38.11	192	I-STHLD
189	UTEP	1	6	-1.28	41.37	214	MWC
190	Bryant	5	3	-1.37	32.00	180	I-COAS
191	Gardner-Webb	2	6	-1.38	40.55	216	I-OVC
192	Bethune-Cookman	5	3	-1.41	28.44	168	I-SWAC
193	Indiana St	2	6	-1.42	38.12	210	I-MOVAL
194	Northern Illinois	0	7	-1.42	40.72	220	MWC
195	Houston Christian	4	4	-1.43	36.13	199	I-STHLD
196	Lindenwood	3	4	-1.43	34.30	191	I-OVC
197	St Thomas MN	6	2	-1.45	30.08	178	I-PION
198	Central Conn St	4	3	-1.48	34.73	198	I-NEC
199	Eastern Washington	2	6	-1.49	36.06	207	I-SKY
200	Tennessee-Martin	3	5	-1.50	35.13	202	I-OVC
201	Lafayette	3	4	-1.58	29.43	186	I-PATR
202	Dayton	6	1	-1.59	26.66	177	I-PION
203	Alabama St	4	3	-1.60	32.22	197	I-SWAC
204	Holy Cross	3	5	-1.62	32.73	203	I-PATR
205	McNeese St	3	5	-1.65	33.49	213	I-STHLD
206	Cal Poly SLO	4	5	-1.65	30.25	193	I-SKY
207	Butler	6	2	-1.67	28.25	187	I-PION
208	Morgan St	5	3	-1.68	31.08	200	I-MEAC
209	Eastern Kentucky	3	5	-1.71	30.45	201	I-UAC
210	Prairie View A&M	4	5	-1.72	31.25	206	I-SWAC
211	Portland St	2	6	-1.79	29.81	208	I-SKY
212	Elon	4	4	-1.81	31.30	215	I-COAS
213	Howard	4	4	-1.82	28.64	204	I-MEAC
214	Northern Colorado	3	6	-1.83	31.64	217	I-SKY
215	Grambling St	4	3	-1.86	26.51	194	I-SWAC
216	Furman	2	6	-1.87	34.27	228	I-SOCON
217	The Citadel	2	6	-1.90	32.91	225	I-SOCON
218	Central Arkansas	2	6	-1.94	35.12	235	I-UAC
219	Georgetown DC	3	4	-1.94	26.41	205	I-PATR
220	Eastern Illinois	2	6	-1.95	31.67	223	I-OVC
221	Samford	2	6	-1.99	33.31	233	I-SOCON
222	Arkansas-Pine Bluff	4	3	-2.01	25.92	209	I-SWAC
223	Duquesne	3	4	-2.02	31.44	230	I-NEC
224	Sacred Heart	3	4	-2.11	27.81	222	I-FCS
225	West Florida	4	3	-2.12	33.64	246	I-UAC
226	Delaware St	4	4	-2.13	25.63	219	I-MEAC
227	East Texas A&M	2	6	-2.14	28.80	229	I-STHLD
228	Sacramento St	1	7	-2.14	32.90	242	MAC
229	Alcorn St	4	4	-2.15	28.08	226	I-SWAC
230	Merrimack	3	5	-2.17	27.79	227	I-FCS
231	William & Mary	3	5	-2.17	24.74	218	I-PATR
232	Nicholls St	3	5	-2.22	21.67	212	I-STHLD
233	New Hampshire	2	7	-2.23	27.47	231	I-COAS
234	Norfolk St	4	4	-2.23	31.74	248	I-MEAC
235	LIU	3	6	-2.25	29.16	236	I-NEC
236	Stonehill	3	5	-2.31	29.57	243	I-NEC
237	North Carolina Centr	3	5	-2.31	27.41	234	I-MEAC
238	Tennessee St	2	6	-2.37	27.93	241	I-OVC
239	San Diego	3	5	-2.37	21.60	221	I-PION
240	Robert Morris	4	4	-2.38	26.91	238	I-NEC
241	Murray St	1	7	-2.40	24.68	232	I-MOVAL
242	Utah Tech	1	7	-2.41	26.89	239	I-SKY
243	West Georgia	1	7	-2.43	27.73	249	I-UAC
244	Towson	0	8	-2.47	32.73	255	I-COAS
245	North Carolina A&T	3	5	-2.54	23.14	237	I-COAS
246	Fordham	2	7	-2.55	24.20	240	I-PATR
247	Florida A&M	2	6	-2.74	23.06	252	I-SWAC
248	Marist	4	4	-2.75	20.62	244	I-PION
249	Presbyterian	4	4	-2.75	15.34	224	I-PION
250	Valparaiso	4	4	-2.76	20.78	247	I-PION
251	Maine	1	7	-2.84	25.05	254	I-COAS
252	Southern U.	3	5	-2.87	18.09	245	I-SWAC
253	Mercyhurst	1	7	-2.97	24.35	257	I-NEC
254	Drake	2	6	-3.01	17.80	253	I-PION
255	Texas Southern	2	5	-3.02	15.60	250	I-SWAC
256	New Haven	2	6	-3.10	22.81	258	I-NEC
257	Bucknell	1	7	-3.15	19.16	256	I-PATR
258	Mississippi Valley S	3	5	-3.54	6.45	251	I-SWAC
259	Wagner	1	7	-3.59	15.29	262	I-NEC
260	Northwestern St	0	8	-3.64	12.93	260	I-STHLD
261	Hampton	1	7	-3.70	13.92	263	I-COAS
262	Morehead St	2	6	-4.05	4.95	261	I-PION
263	VMI	0	8	-4.10	7.95	264	I-SOCON
264	Stetson	1	7	-4.27	5.75	265	I-PION
265	Davidson	3	5	-4.30	-1.50	259	I-PION
266	Non-Division I	6	60	-4.57	0.77	266	NON-D1
267	Chicago St	1	7	-5.38	10.51	267	I-NEC