Talisman Red's College Football Computer Ratings

The Rating is a combination of two components:

• Points, a system that considers scores and allows for game predictions; and
• BCS a formula like the six that were once part of the BCS, considering only wins and losses which was much more "politically correct" in that era.

How to use: to estimate the point spread between two teams, just use the Points column. Don't forget to add in home field advantage, which is usually around 3 points. (The actual number fluctuates a little but it's within 0.25 points of that, usually.)

Early in the season, ratings rely heavily on last year's results. Each column below should be sortable, but here's the full text file if you want it.

Last updated: 14-Dec-2025 02pm EST

Rank	Team	W	L	Rating	Points	BCS-Style	Conference
1	Indiana	13	0	4.85	98.25	1	B10
2	Ohio State	12	1	4.48	95.76	4	B10
3	Oregon	11	1	4.40	93.85	3	B10
4	Texas Tech	12	1	4.08	94.06	9	B12
5	Notre Dame	10	2	4.06	93.06	7	FBS
6	Georgia	12	1	3.98	85.15	2	SEC
7	Oklahoma	10	2	3.66	82.73	5	SEC
8	Utah	10	2	3.60	88.44	17	B12
9	Miami FL	10	2	3.57	87.79	16	ACC
10	Mississippi	11	1	3.54	82.21	6	SEC
11	Brigham Young	11	2	3.50	81.98	8	B12
12	Texas A&M	11	1	3.45	82.32	10	SEC
13	Southern Cal	9	3	3.40	84.32	15	B10
14	Vanderbilt	10	2	3.34	84.15	19	SEC
15	Alabama	10	3	3.31	82.22	12	SEC
16	Michigan	9	3	3.20	80.11	14	B10
17	Washington	9	4	3.09	84.46	26	B10
18	James Madison	12	1	3.00	76.11	13	SUN
19	North Texas	11	2	3.00	77.20	18	AMER
20	Texas	9	3	2.99	78.76	20	SEC
21	South Florida	9	3	2.96	80.39	22	AMER
22	Arizona	9	3	2.87	78.72	24	B12
23	Iowa	8	4	2.79	82.47	35	B10
24	Tulane	11	2	2.73	69.63	11	AMER
25	Illinois	8	4	2.66	76.43	28	B10
26	Virginia	10	3	2.59	74.09	25	ACC
27	Penn State	6	6	2.50	81.74	52	B10
28	Tennessee	8	4	2.49	77.55	41	SEC
29	Iowa St	8	4	2.44	73.98	33	B12
30	TCU	8	4	2.43	72.97	30	B12
31	Arizona St	8	4	2.41	71.27	27	B12
32	Montana St	12	2	2.40	67.23	21	I-SKY
33	LSU	7	5	2.35	74.57	39	SEC
34	SMU	8	4	2.35	76.62	47	ACC
35	Houston	9	3	2.33	70.69	29	B12
36	Georgia Tech	9	3	2.32	71.37	31	ACC
37	Duke	8	5	2.29	70.99	32	ACC
38	Pittsburgh	8	4	2.29	75.21	44	ACC
39	Missouri	8	4	2.29	77.72	53	SEC
40	Louisville	8	4	2.24	74.68	48	ACC
41	North Dakota St	12	1	2.18	70.32	36	I-MOVAL
42	Navy	10	2	2.16	64.41	23	AMER
43	Old Dominion	9	3	2.03	68.17	40	SUN
44	North Carolina St	7	5	2.01	70.08	49	ACC
45	East Carolina	8	4	2.00	70.46	50	AMER
46	Boise St	9	5	1.97	68.91	45	MWC
47	Wake Forest	8	4	1.97	68.28	43	ACC
48	Clemson	7	5	1.92	72.57	58	ACC
49	New Mexico	9	3	1.89	64.71	37	MWC
50	Kansas St	6	6	1.86	72.88	65	B12
51	UNLV	10	3	1.77	65.03	46	MWC
52	Auburn	5	7	1.75	75.20	84	SEC
53	San Diego St	9	3	1.74	67.40	56	MWC
54	Montana	13	1	1.73	60.24	34	I-SKY
55	Northwestern	6	6	1.72	69.68	64	B10
56	Memphis	8	4	1.71	68.78	60	AMER
57	Kennesaw St	10	3	1.60	59.32	38	CUSA
58	Florida	4	8	1.59	70.79	77	SEC
59	Nebraska	7	5	1.58	69.58	74	B10
60	Cincinnati	7	5	1.57	69.82	76	B12
61	Toledo	8	4	1.53	70.66	82	MAC
62	Washington St	6	6	1.53	68.34	71	FBS
63	Wisconsin	4	8	1.51	68.54	75	B10
64	Kentucky	5	7	1.50	68.03	73	SEC
65	Florida St	5	7	1.50	74.19	100	ACC
66	South Carolina	4	8	1.49	71.11	90	SEC
67	Connecticut	9	3	1.47	62.62	57	FBS
68	Minnesota	7	5	1.46	65.22	66	B10
69	Western Michigan	9	4	1.45	61.61	55	MAC
70	Texas-San Antonio	6	6	1.42	66.13	72	AMER
71	Tarleton St	12	2	1.42	63.20	61	I-UAC
72	Villanova	12	2	1.29	53.77	42	I-COAS
73	Mississippi St	5	7	1.25	68.11	94	SEC
74	Army	6	6	1.22	62.07	70	AMER
75	California	7	5	1.15	60.61	69	ACC
76	Kansas	5	7	1.12	68.42	117	B12
77	Rutgers	5	7	1.12	66.30	98	B10
78	Illinois St	11	4	1.10	53.67	51	I-MOVAL
79	Hawai`i	8	4	1.06	60.56	80	MWC
80	Utah St	6	6	1.05	63.91	93	MWC
81	Baylor	5	7	1.02	65.60	108	B12
82	Lehigh	12	1	1.01	52.49	54	I-PATR
83	Michigan St	4	8	1.00	66.28	119	B10
84	Fresno St	8	4	0.95	60.17	87	MWC
85	Stephen F. Austin	11	3	0.95	56.23	67	I-STHLD
86	UCLA	3	9	0.94	62.86	99	B10
87	Ohio U.	8	4	0.93	58.73	83	MAC
88	Louisiana Tech	7	5	0.88	60.19	92	CUSA
89	Western Kentucky	8	4	0.86	58.49	88	CUSA
90	UC-Davis	9	4	0.84	51.97	63	I-SKY
91	Yale	9	3	0.84	51.02	59	I-IVY
92	Troy	8	5	0.82	55.52	78	SUN
93	South Dakota	10	5	0.76	50.17	62	I-MOVAL
94	Florida Int'l	7	5	0.75	55.32	85	CUSA
95	Stanford	4	8	0.75	60.59	115	ACC
96	Texas St-San Marcos	6	6	0.74	60.16	112	SUN
97	West Virginia	4	8	0.73	60.12	113	B12
98	North Dakota	8	6	0.72	59.97	114	I-MOVAL
99	South Dakota St	9	5	0.71	53.54	79	I-MOVAL
100	Miami OH	7	6	0.68	58.54	107	MAC
101	Missouri St	7	5	0.67	54.40	86	CUSA
102	Central Florida	5	7	0.64	62.56	132	B12
103	Arkansas	2	10	0.63	69.13	162	SEC
104	Abilene Christian	9	5	0.60	51.94	81	I-UAC
105	Harvard	9	2	0.58	48.91	68	I-IVY
106	Jacksonville St	8	5	0.57	53.64	91	CUSA
107	Colorado	3	9	0.57	60.01	126	B12
108	Purdue	2	10	0.57	62.40	138	B10
109	Virginia Tech	3	9	0.56	61.10	134	ACC
110	Temple	5	7	0.51	56.47	120	AMER
111	Maryland	4	8	0.49	63.14	149	B10
112	Southern Miss	7	5	0.48	53.87	101	SUN
113	Georgia Southern	6	6	0.43	50.05	89	SUN
114	Idaho St	6	6	0.39	51.30	96	I-SKY
115	Central Michigan	7	5	0.37	54.59	122	MAC
116	Marshall	5	7	0.37	55.95	127	SUN
117	Louisiana-Lafayette	6	6	0.33	51.72	109	SUN
118	North Carolina	4	8	0.29	57.03	140	ACC
119	Youngstown St	8	5	0.27	51.68	118	I-MOVAL
120	Southern Utah	7	5	0.22	48.70	102	I-UAC
121	Arkansas St	6	6	0.21	51.07	121	SUN
122	Southern Illinois	7	5	0.19	53.49	133	I-MOVAL
123	SE Louisiana	9	4	0.17	51.40	123	I-STHLD
124	Rice	5	7	0.16	47.99	106	AMER
125	Air Force	4	8	0.14	56.79	153	MWC
126	Rhode Island	11	3	0.13	45.89	95	I-COAS
127	Tennessee Tech	11	2	0.12	47.75	110	I-BSOV
128	Syracuse	3	9	0.09	54.51	146	ACC
129	Mercer	9	3	0.08	46.95	111	I-SOCON
130	Coastal Carolina	6	6	0.07	46.17	104	SUN
131	Sacramento St	7	5	0.06	49.94	128	I-SKY
132	West Georgia	8	3	0.04	45.39	103	I-UAC
133	Florida Atlantic	4	8	0.03	51.76	139	AMER
134	Northern Arizona	7	5	0.01	46.10	116	I-SKY
135	Alabama-Birmingham	4	8	0.01	49.49	130	AMER
136	Austin Peay	7	5	-0.01	49.75	135	I-UAC
137	Delaware	6	6	-0.03	49.60	136	CUSA
138	Tulsa	4	8	-0.07	52.06	150	AMER
139	Dartmouth	7	3	-0.12	41.29	97	I-IVY
140	Boston College	2	10	-0.16	57.80	184	ACC
141	Appalachian St	5	7	-0.17	49.23	145	SUN
142	Liberty	4	8	-0.19	53.62	165	CUSA
143	Texas-Rio Grande Val	9	3	-0.20	47.69	144	I-STHLD
144	South Carolina St	10	3	-0.24	40.01	105	I-MEAC
145	Lamar	8	5	-0.25	43.27	124	I-STHLD
146	South Alabama	4	8	-0.29	50.07	159	SUN
147	Alabama St	10	2	-0.31	43.33	131	I-SWAC
148	New Hampshire	8	5	-0.37	41.37	129	I-COAS
149	Nevada	3	9	-0.38	50.65	167	MWC
150	Monmouth NJ	9	3	-0.39	43.60	141	I-COAS
151	Wyoming	4	8	-0.40	52.51	180	MWC
152	Oregon St	2	10	-0.40	51.47	171	FBS
153	Pennsylvania	6	4	-0.52	37.93	125	I-IVY
154	Kent St	5	7	-0.55	44.93	160	MAC
155	Oklahoma St	1	11	-0.59	52.18	202	B12
156	Cal Poly SLO	4	8	-0.61	43.94	161	I-SKY
157	Prairie View A&M	10	4	-0.63	40.91	151	I-SWAC
158	East Tennessee St	7	5	-0.65	41.81	155	I-SOCON
159	Eastern Michigan	4	8	-0.65	47.54	182	MAC
160	Akron	5	7	-0.66	46.30	172	MAC
161	San Jose St	3	9	-0.68	47.85	186	MWC
162	Buffalo	5	7	-0.71	48.39	191	MAC
163	Colorado St	2	10	-0.73	48.98	198	MWC
164	Lafayette	8	4	-0.75	39.41	154	I-PATR
165	Bowling Green	4	8	-0.78	48.59	203	MAC
166	Western Carolina	7	5	-0.79	41.09	164	I-SOCON
167	New Mexico St	4	8	-0.79	46.72	189	CUSA
168	Drake	8	4	-0.79	35.50	142	I-PION
169	Ball St	4	8	-0.80	42.68	170	MAC
170	San Diego	8	4	-0.81	34.77	137	I-PION
171	William & Mary	7	5	-0.82	38.87	157	I-COAS
172	Weber St	4	8	-0.84	36.51	148	I-SKY
173	Gardner-Webb	7	5	-0.85	36.82	152	I-BSOV
174	Eastern Washington	5	7	-0.86	39.70	163	I-SKY
175	Jackson St	9	3	-0.86	38.54	158	I-SWAC
176	Middle Tennessee St	3	9	-0.87	45.08	190	CUSA
177	Incarnate Word	5	7	-0.87	42.97	181	I-STHLD
178	Presbyterian	10	2	-0.88	35.26	147	I-PION
179	Sacred Heart	8	4	-0.88	33.74	143	I-FCS
180	Brown	5	5	-0.94	36.31	156	I-IVY
181	Eastern Kentucky	5	7	-0.95	41.34	178	I-UAC
182	Idaho	4	8	-1.01	43.74	201	I-SKY
183	Elon	6	6	-1.05	39.36	177	I-COAS
184	UNC-Charlotte	1	11	-1.07	41.89	196	AMER
185	Wofford	6	6	-1.08	40.03	187	I-SOCON
186	Northern Illinois	3	9	-1.08	46.39	218	MAC
187	St Thomas MN	7	5	-1.14	37.82	183	I-PION
188	North Carolina Centr	8	4	-1.15	35.79	169	I-MEAC
189	Stony Brook	6	6	-1.15	38.54	185	I-COAS
190	Tennessee-Martin	6	6	-1.16	36.52	173	I-BSOV
191	Central Conn St	8	5	-1.19	34.29	166	I-NEC
192	Lindenwood	6	6	-1.21	35.72	175	I-BSOV
193	Georgia St	1	11	-1.21	42.80	215	SUN
194	Louisiana-Monroe	3	9	-1.26	40.46	211	SUN
195	Richmond	7	5	-1.26	33.03	168	I-PATR
196	Duquesne	7	5	-1.29	34.38	176	I-NEC
197	UTEP	2	10	-1.32	44.80	227	CUSA
198	Delaware St	8	4	-1.37	33.02	179	I-MEAC
199	Charleston Southern	5	7	-1.37	32.40	174	I-BSOV
200	Maine	6	6	-1.39	34.90	192	I-COAS
201	Nicholls St	4	8	-1.40	37.16	209	I-STHLD
202	McNeese St	5	7	-1.41	36.35	206	I-STHLD
203	Towson	6	6	-1.43	37.15	213	I-COAS
204	Sam Houston St	2	10	-1.45	36.88	214	CUSA
205	Indiana St	3	9	-1.45	33.81	194	I-MOVAL
206	Princeton	3	7	-1.45	36.07	208	I-IVY
207	Northern Iowa	3	9	-1.49	38.34	219	I-MOVAL
208	Colgate	5	7	-1.49	33.88	199	I-PATR
209	LIU	6	6	-1.52	31.78	188	I-NEC
210	Cornell NY	4	6	-1.57	31.41	195	I-IVY
211	Northern Colorado	4	8	-1.59	33.90	212	I-SKY
212	Central Arkansas	3	9	-1.62	36.79	223	I-UAC
213	Chattanooga	5	7	-1.64	32.20	207	I-SOCON
214	Furman	6	6	-1.66	30.34	197	I-SOCON
215	Dayton	7	4	-1.70	30.18	204	I-PION
216	Holy Cross	3	9	-1.72	34.90	222	I-PATR
217	Bethune-Cookman	6	6	-1.75	27.81	193	I-SWAC
218	Texas Southern	6	5	-1.75	29.12	205	I-SWAC
219	Mercyhurst	5	7	-1.81	29.17	210	I-NEC
220	Grambling St	7	5	-1.86	26.61	200	I-SWAC
221	SE Missouri St	4	8	-1.89	32.11	224	I-BSOV
222	The Citadel	4	8	-1.89	32.20	225	I-SOCON
223	East Texas A&M	3	9	-1.99	31.74	229	I-STHLD
224	Western Illinois	4	8	-2.00	28.31	220	I-BSOV
225	Columbia	2	8	-2.09	28.34	226	I-IVY
226	Utah Tech	2	10	-2.14	31.67	236	I-UAC
227	Georgetown DC	6	6	-2.19	23.95	217	I-PATR
228	Merrimack	4	8	-2.22	28.59	234	I-FCS
229	Portland St	1	11	-2.24	26.74	228	I-SKY
230	Murray St	1	11	-2.25	30.11	238	I-MOVAL
231	Butler	6	6	-2.25	22.77	216	I-PION
232	North Alabama	2	10	-2.27	30.79	242	I-UAC
233	Eastern Illinois	3	9	-2.33	27.91	237	I-BSOV
234	Alcorn St	5	7	-2.36	28.01	239	I-SWAC
235	Marist	5	7	-2.40	24.03	230	I-PION
236	Stonehill	4	8	-2.44	23.90	232	I-NEC
237	Wagner	5	7	-2.45	23.61	233	I-NEC
238	Bucknell	5	7	-2.53	23.29	235	I-PATR
239	Albany NY	2	10	-2.54	25.37	243	I-COAS
240	Howard	5	7	-2.61	23.08	240	I-MEAC
241	New Haven	5	5	-2.62	19.84	231	I-NEC
242	Campbell	2	10	-2.63	28.59	247	I-COAS
243	Morehead St	6	6	-2.70	14.88	221	I-PION
244	Morgan St	4	8	-2.74	25.31	245	I-MEAC
245	Bryant	3	9	-2.84	25.61	249	I-COAS
246	Massachusetts	0	12	-2.91	26.33	252	MAC
247	Florida A&M	5	7	-2.96	16.70	241	I-SWAC
248	Samford	1	11	-3.00	21.42	248	I-SOCON
249	Houston Christian	2	10	-3.01	24.13	251	I-STHLD
250	Arkansas-Pine Bluff	3	8	-3.08	17.24	244	I-SWAC
251	Robert Morris	3	9	-3.11	21.14	250	I-NEC
252	Alabama A&M	4	8	-3.11	18.89	246	I-SWAC
253	Fordham	1	11	-3.23	21.55	257	I-PATR
254	Tennessee St	2	10	-3.36	20.20	260	I-BSOV
255	Northwestern St	1	11	-3.42	16.06	253	I-STHLD
256	Southern U.	2	10	-3.55	14.22	254	I-SWAC
257	North Carolina A&T	2	10	-3.59	14.11	256	I-COAS
258	Mississippi Valley S	2	10	-3.69	12.07	255	I-SWAC
259	Hampton	2	10	-3.75	12.69	261	I-COAS
260	VMI	1	11	-3.81	13.18	263	I-SOCON
261	Norfolk St	1	11	-3.84	16.82	265	I-MEAC
262	Davidson	2	10	-3.94	7.36	258	I-PION
263	Valparaiso	2	10	-3.95	9.61	262	I-PION
264	Stetson	3	9	-4.16	3.56	259	I-PION
265	St Francis PA	0	11	-4.29	13.52	266	I-NEC
266	Non-Division I	2	60	-4.52	0.49	264	NON-D1