Talisman Red's College Football Computer Ratings

The Rating is a combination of two components:

• Points, a system that considers scores and allows for game predictions; and
• BCS a formula like the six that were once part of the BCS, considering only wins and losses which was much more "politically correct" in that era.

How to use: to estimate the point spread between two teams, just use the Points column. Don't forget to add in home field advantage, which is usually around 3 points. (The actual number fluctuates a little but it's within 0.25 points of that, usually.)

Early in the season, ratings rely heavily on last year's results. Each column below should be sortable, but here's the full text file if you want it.

Last updated: 11-Oct-2026 09am EDT

Rank	Team	W	L	Rating	Points	BCS-Style	Conference
1	Indiana	6	0	4.45	94.18	1	B10
2	Georgia	6	0	4.23	91.54	2	SEC
3	Notre Dame	6	0	4.21	93.23	3	FBS
4	Ohio State	5	1	4.03	92.61	8	B10
5	Alabama	5	1	3.97	91.68	9	SEC
6	Utah	5	0	3.94	90.01	6	B12
7	Miami FL	5	0	3.92	89.81	7	ACC
8	Texas Tech	5	0	3.78	86.57	5	B12
9	Brigham Young	5	0	3.56	80.41	4	B12
10	Oregon	3	2	3.56	86.20	13	B10
11	Texas	4	1	3.55	85.76	12	SEC
12	Mississippi	4	1	3.49	83.97	10	SEC
13	Southern Cal	6	1	3.32	80.77	11	B10
14	Iowa	5	1	3.23	82.50	16	B10
15	Oklahoma	3	2	3.17	81.82	17	SEC
16	Arizona	5	1	3.16	79.30	14	B12
17	Houston	5	1	3.06	78.25	15	B12
18	Tennessee	5	1	3.02	81.53	22	SEC
19	Missouri	5	1	2.86	80.63	25	SEC
20	UCLA	5	0	2.85	76.24	18	B10
21	LSU	4	2	2.84	82.93	34	SEC
22	Wake Forest	5	1	2.82	77.10	21	ACC
23	Texas A&M	3	3	2.81	80.34	28	SEC
24	Nebraska	5	1	2.80	79.56	26	B10
25	James Madison	6	0	2.78	75.84	20	SUN
26	Kentucky	5	1	2.78	75.73	19	SEC
27	Michigan	3	2	2.71	76.65	23	B10
28	Northwestern	4	1	2.67	77.97	29	B10
29	Boise St	5	1	2.58	74.58	24	PAC12
30	Duke	4	1	2.48	73.38	27	ACC
31	Vanderbilt	3	3	2.46	74.36	30	SEC
32	Mississippi St	4	1	2.42	75.34	37	SEC
33	Florida	4	2	2.42	76.16	41	SEC
34	Baylor	4	1	2.38	74.57	38	B12
35	SMU	4	1	2.38	73.12	32	ACC
36	Louisville	3	3	2.35	77.00	49	ACC
37	Iowa St	3	3	2.35	74.67	40	B12
38	Auburn	3	2	2.34	76.89	51	SEC
39	Pittsburgh	5	1	2.33	73.21	36	ACC
40	Wisconsin	4	1	2.31	72.49	35	B10
41	Cincinnati	4	1	2.29	70.91	31	B12
42	Penn State	3	3	2.27	77.95	59	B10
43	Virginia	4	2	2.24	72.01	39	ACC
44	Illinois	3	3	2.22	72.50	42	B10
45	North Texas	4	2	2.22	73.05	43	AMER
46	New Mexico	4	1	2.16	73.25	50	MWC
47	Washington	3	3	2.16	74.17	55	B10
48	Kansas St	3	2	2.14	73.34	53	B12
49	TCU	2	3	2.13	72.24	47	B12
50	Arizona St	3	2	2.11	68.05	33	B12
51	North Carolina St	3	3	2.04	69.41	44	ACC
52	Memphis	5	1	1.99	69.39	46	AMER
53	South Florida	4	2	1.93	69.53	54	AMER
54	South Carolina	3	3	1.92	74.87	70	SEC
55	Georgia Tech	2	3	1.86	68.90	57	ACC
56	Minnesota	4	2	1.84	66.11	45	B10
57	Clemson	3	2	1.84	69.10	58	ACC
58	North Dakota St	5	1	1.83	69.53	61	MWC
59	Florida St	3	3	1.82	73.39	72	ACC
60	Texas-San Antonio	5	1	1.78	66.58	56	AMER
61	UNLV	4	2	1.76	65.01	48	MWC
62	Tulane	2	3	1.76	65.37	52	AMER
63	East Carolina	3	2	1.66	65.57	60	AMER
64	Kansas	2	3	1.60	71.37	80	B12
65	Central Florida	3	3	1.59	68.43	71	B12
66	North Carolina	3	2	1.53	66.69	69	ACC
67	Fresno St	4	2	1.52	65.85	67	PAC12
68	Western Michigan	4	2	1.50	63.69	62	MAC
69	Oklahoma St	4	1	1.48	64.83	64	B12
70	Oregon St	4	2	1.47	69.78	84	PAC12
71	Purdue	3	3	1.45	66.14	73	B10
72	Army	3	2	1.37	64.73	74	AMER
73	Michigan St	2	4	1.33	66.68	83	B10
74	West Virginia	3	3	1.27	63.11	75	B12
75	Virginia Tech	4	2	1.25	64.44	81	ACC
76	Toledo	4	2	1.21	65.27	88	MAC
77	Arkansas	2	4	1.21	67.72	103	SEC
78	Montana St	5	1	1.17	58.64	65	I-SKY
79	Colorado	2	3	1.16	61.85	76	B12
80	Ohio U.	4	2	1.13	58.41	68	MAC
81	Navy	2	3	1.03	59.68	78	AMER
82	California	3	3	1.03	59.74	79	ACC
83	Connecticut	3	3	1.00	63.26	100	FBS
84	Liberty	5	1	0.99	61.73	91	CUSA
85	Syracuse	2	3	0.96	62.30	99	ACC
86	Air Force	4	1	0.95	60.27	90	MWC
87	Louisiana Tech	3	2	0.89	60.68	98	SUN
88	Texas St-San Marcos	2	3	0.88	63.55	113	PAC12
89	Lehigh	6	0	0.85	52.31	66	I-PATR
90	Stanford	2	4	0.82	55.27	77	ACC
91	Old Dominion	2	4	0.82	58.59	94	SUN
92	Louisiana-Lafayette	4	2	0.81	58.21	92	SUN
93	Jacksonville St	4	2	0.80	57.04	89	CUSA
94	Troy	3	2	0.78	57.70	93	SUN
95	Tarleton St	6	0	0.77	55.06	82	I-UAC
96	San Diego St	2	4	0.77	59.14	104	PAC12
97	Utah St	2	4	0.76	60.91	111	PAC12
98	Harvard	4	0	0.74	49.49	63	I-IVY
99	South Dakota St	5	1	0.74	57.06	95	I-MOVAL
100	Florida Atlantic	4	1	0.74	55.38	87	AMER
101	Washington St	1	5	0.71	62.92	128	PAC12
102	South Alabama	4	2	0.71	57.41	102	SUN
103	Maryland	2	4	0.68	61.05	119	B10
104	Stephen F. Austin	6	0	0.65	53.25	85	I-STHLD
105	Youngstown St	5	2	0.64	57.25	107	I-MOVAL
106	Rutgers	1	4	0.59	60.00	124	B10
107	Florida Int'l	3	2	0.58	55.61	106	CUSA
108	Georgia Southern	2	4	0.55	58.01	116	SUN
109	Georgia St	4	1	0.55	57.08	114	SUN
110	Tulsa	3	3	0.54	58.31	122	AMER
111	Montana	5	2	0.53	53.09	97	I-SKY
112	Miami OH	3	3	0.52	55.73	110	MAC
113	South Dakota	5	2	0.52	52.90	96	I-MOVAL
114	Temple	2	4	0.52	59.47	131	AMER
115	North Dakota	5	2	0.49	54.50	108	I-MOVAL
116	Central Michigan	3	3	0.48	52.78	101	MAC
117	Kennesaw St	1	4	0.43	56.78	126	CUSA
118	Illinois St	4	2	0.38	52.53	109	I-MOVAL
119	Western Kentucky	2	4	0.38	54.97	121	CUSA
120	Yale	3	1	0.37	47.77	86	I-IVY
121	Appalachian St	3	2	0.35	55.11	125	SUN
122	Boston College	2	3	0.27	55.87	134	ACC
123	Delaware	2	3	0.21	52.75	127	CUSA
124	Marshall	3	3	0.20	51.21	118	SUN
125	Hawai`i	1	5	0.20	53.61	132	MWC
126	Arkansas St	2	4	0.18	55.38	138	SUN
127	Northern Arizona	5	2	0.13	46.34	105	I-SKY
128	Alabama-Birmingham	3	3	0.13	49.92	123	AMER
129	San Jose St	3	3	0.11	51.11	129	MWC
130	Tennessee Tech	5	1	0.10	47.66	112	I-SOCON
131	Wyoming	3	3	0.06	50.22	130	MWC
132	Mercer	5	2	0.06	48.35	117	I-SOCON
133	Colorado St	2	3	0.04	53.73	143	PAC12
134	Nevada	2	3	-0.01	54.11	154	MWC
135	Coastal Carolina	2	4	-0.02	51.02	137	SUN
136	Southern Miss	1	4	-0.03	53.18	151	SUN
137	Eastern Michigan	4	3	-0.05	48.58	133	MAC
138	Rice	1	5	-0.06	52.00	148	AMER
139	Missouri St	1	4	-0.11	51.39	149	CUSA
140	Bowling Green	2	4	-0.12	50.57	146	MAC
141	Austin Peay	5	2	-0.15	49.63	141	I-UAC
142	Idaho St	4	2	-0.15	47.40	135	I-SKY
143	Buffalo	3	3	-0.19	48.66	142	MAC
144	UC-Davis	4	2	-0.24	41.32	115	I-SKY
145	Lamar	5	1	-0.26	42.05	120	I-STHLD
146	New Mexico St	2	4	-0.30	52.08	167	CUSA
147	Kent St	2	4	-0.34	45.60	140	MAC
148	Abilene Christian	3	4	-0.36	44.79	139	I-UAC
149	Southern Illinois	3	4	-0.49	46.65	163	I-MOVAL
150	East Tennessee St	5	2	-0.52	42.63	147	I-SOCON
151	Northern Iowa	3	2	-0.55	43.72	156	I-MOVAL
152	Colgate	4	2	-0.55	42.79	152	I-PATR
153	Monmouth NJ	4	2	-0.59	39.24	136	I-COAS
154	Middle Tennessee St	2	3	-0.64	46.16	173	CUSA
155	Sam Houston St	1	4	-0.69	47.12	176	CUSA
156	Princeton	3	1	-0.71	39.36	150	I-IVY
157	South Carolina St	5	2	-0.72	40.54	158	I-MEAC
158	Western Carolina	3	4	-0.72	44.07	169	I-SOCON
159	SE Louisiana	3	3	-0.73	42.95	165	I-STHLD
160	Massachusetts	4	2	-0.73	42.96	166	MAC
161	Villanova	2	4	-0.74	39.56	155	I-PATR
162	Dartmouth	1	3	-0.75	39.70	157	I-IVY
163	Rhode Island	3	3	-0.76	39.98	159	I-COAS
164	Ball St	1	5	-0.77	43.74	174	MAC
165	Pennsylvania	2	2	-0.77	37.25	144	I-IVY
166	Akron	1	5	-0.82	44.75	177	MAC
167	Cornell NY	2	2	-0.87	38.46	161	I-IVY
168	Brown	2	2	-0.87	37.98	160	I-IVY
169	Weber St	4	3	-0.90	36.06	153	I-SKY
170	Wofford	4	3	-0.92	40.37	172	I-SOCON
171	Northern Illinois	0	5	-0.93	45.71	189	MWC
172	Stony Brook	4	2	-0.99	38.88	171	I-COAS
173	Chattanooga	4	3	-1.00	39.98	175	I-SOCON
174	Texas-Rio Grande Val	3	3	-1.00	42.51	182	I-STHLD
175	Richmond	5	2	-1.01	32.56	145	I-PATR
176	Campbell	5	1	-1.07	37.03	170	I-COAS
177	Cal Poly SLO	4	3	-1.08	35.63	164	I-SKY
178	Southern Utah	2	4	-1.09	39.43	178	I-SKY
179	UTEP	1	5	-1.16	43.58	207	MWC
180	Jackson St	5	1	-1.16	35.02	168	I-SWAC
181	Gardner-Webb	2	5	-1.17	40.87	192	I-OVC
182	Eastern Washington	2	5	-1.21	38.57	183	I-SKY
183	Incarnate Word	2	4	-1.27	40.17	200	I-STHLD
184	Charleston Southern	3	3	-1.31	37.07	185	I-OVC
185	SE Missouri St	3	3	-1.33	37.68	190	I-OVC
186	UNC-Charlotte	0	6	-1.33	38.52	197	AMER
187	Sacramento St	1	5	-1.38	38.86	205	MAC
188	Idaho	1	5	-1.39	39.96	216	I-SKY
189	Louisiana-Monroe	0	5	-1.40	39.44	212	SUN
190	Columbia	3	1	-1.41	27.80	162	I-IVY
191	North Alabama	4	2	-1.45	35.17	188	I-UAC
192	Morgan St	5	1	-1.48	32.34	180	I-MEAC
193	Tennessee-Martin	2	4	-1.52	36.06	206	I-OVC
194	Alabama St	3	3	-1.53	35.22	202	I-SWAC
195	McNeese St	2	4	-1.53	36.94	213	I-STHLD
196	Holy Cross	2	4	-1.54	34.15	195	I-PATR
197	Elon	4	3	-1.54	34.40	198	I-COAS
198	Western Illinois	3	3	-1.56	34.87	203	I-OVC
199	Indiana St	2	5	-1.57	34.25	201	I-MOVAL
200	William & Mary	3	4	-1.57	29.97	179	I-PATR
201	Lafayette	1	4	-1.61	31.78	187	I-PATR
202	St Thomas MN	5	2	-1.62	30.40	184	I-PION
203	Furman	2	5	-1.63	34.46	211	I-SOCON
204	Grambling St	4	2	-1.67	28.84	181	I-SWAC
205	Central Conn St	2	3	-1.69	33.77	214	I-NEC
206	New Hampshire	2	5	-1.70	30.86	196	I-COAS
207	Bryant	4	2	-1.71	30.47	194	I-COAS
208	Delaware St	4	3	-1.71	29.80	191	I-MEAC
209	Albany NY	3	3	-1.73	33.06	215	I-COAS
210	Eastern Kentucky	2	4	-1.73	32.34	210	I-UAC
211	Prairie View A&M	2	5	-1.76	33.29	220	I-SWAC
212	Portland St	2	4	-1.79	28.48	193	I-SKY
213	West Georgia	1	5	-1.79	32.57	219	I-UAC
214	Butler	5	1	-1.81	27.28	186	I-PION
215	Lindenwood	1	4	-1.82	32.65	223	I-OVC
216	Eastern Illinois	2	4	-1.83	31.37	218	I-OVC
217	East Texas A&M	2	4	-1.86	31.39	221	I-STHLD
218	Sacred Heart	2	4	-1.90	29.85	217	I-FCS
219	Houston Christian	3	3	-1.91	33.07	231	I-STHLD
220	Bethune-Cookman	3	3	-1.91	27.12	199	I-SWAC
221	Northern Colorado	2	5	-1.91	32.68	228	I-SKY
222	The Citadel	2	4	-1.92	31.14	225	I-SOCON
223	Central Arkansas	2	4	-1.93	32.96	232	I-UAC
224	Alabama A&M	5	2	-1.94	30.30	222	I-SWAC
225	Dayton	4	1	-1.96	26.82	204	I-PION
226	LIU	2	5	-2.08	30.22	235	I-NEC
227	Nicholls St	2	4	-2.10	27.32	224	I-STHLD
228	Alcorn St	4	3	-2.15	27.85	229	I-SWAC
229	Howard	2	4	-2.16	28.44	233	I-MEAC
230	Merrimack	2	4	-2.16	28.45	234	I-FCS
231	Presbyterian	3	3	-2.18	22.92	208	I-PION
232	Towson	0	7	-2.19	33.80	249	I-COAS
233	San Diego	2	4	-2.20	22.61	209	I-PION
234	Duquesne	1	4	-2.22	29.84	240	I-NEC
235	West Florida	3	2	-2.22	28.80	237	I-UAC
236	North Carolina Centr	2	5	-2.24	28.53	239	I-MEAC
237	Fordham	2	5	-2.25	27.08	236	I-PATR
238	Maine	1	5	-2.30	29.14	241	I-COAS
239	Drake	2	4	-2.31	23.29	226	I-PION
240	Arkansas-Pine Bluff	3	2	-2.35	23.27	227	I-SWAC
241	Georgetown DC	1	4	-2.35	23.76	230	I-PATR
242	Stonehill	2	4	-2.44	27.31	244	I-NEC
243	Murray St	1	5	-2.45	24.17	238	I-MOVAL
244	Norfolk St	4	3	-2.48	29.00	250	I-MEAC
245	Samford	1	5	-2.55	27.79	252	I-SOCON
246	Robert Morris	3	3	-2.56	26.07	247	I-NEC
247	Mercyhurst	1	5	-2.56	25.43	246	I-NEC
248	Bucknell	1	5	-2.59	23.47	243	I-PATR
249	Marist	3	3	-2.70	22.56	245	I-PION
250	Florida A&M	2	4	-2.73	20.68	242	I-SWAC
251	Utah Tech	0	7	-2.78	24.71	254	I-SKY
252	Tennessee St	1	5	-2.82	24.90	257	I-OVC
253	North Carolina A&T	2	5	-2.89	20.84	251	I-COAS
254	Texas Southern	1	5	-2.96	19.72	253	I-SWAC
255	Southern U.	3	4	-3.00	17.37	248	I-SWAC
256	Wagner	1	5	-3.10	18.37	255	I-NEC
257	Valparaiso	3	3	-3.14	18.60	258	I-PION
258	New Haven	1	5	-3.27	20.22	260	I-NEC
259	Mississippi Valley S	3	4	-3.57	9.31	256	I-SWAC
260	Northwestern St	0	6	-3.68	10.81	259	I-STHLD
261	Hampton	1	5	-3.70	13.62	262	I-COAS
262	VMI	0	6	-3.98	9.86	264	I-SOCON
263	Morehead St	1	5	-3.99	6.61	261	I-PION
264	Stetson	1	5	-4.17	4.96	263	I-PION
265	Davidson	2	5	-4.49	0.72	265	I-PION
266	Non-Division I	6	58	-4.67	1.10	266	NON-D1
267	Chicago St	1	5	-4.78	11.86	267	I-NEC