Talisman Red's College Football Computer Ratings

The Rating is a combination of two components:

  • Points, a system that considers scores and allows for game predictions; and
  • BCS a formula like the six that were once part of the BCS, considering only wins and losses which was much more "politically correct" in that era.

How to use: to estimate the point spread between two teams, just use the Points column. Don't forget to add in home field advantage, which is usually around 3 points. (The actual number fluctuates a little but it's within 0.25 points of that, usually.)

Early in the season, ratings rely heavily on last year's results. Each column below should be sortable, but here's the full text file if you want it.

Last updated: 02-Jan-2026 09am EST

RankTeamWL RatingPointsBCS-StyleConference
1Indiana140 5.09 100.201B10
2Oregon131 4.81 96.042B10
3Ohio State122 4.31 94.634B10
4Notre Dame102 4.04 93.288FBS
5Miami FL122 4.01 89.916ACC
6Texas Tech122 3.90 91.979B12
7Mississippi131 3.83 84.133SEC
8Georgia122 3.72 84.717SEC
9Utah112 3.71 88.6010B12
10Brigham Young122 3.63 81.385B12
11Oklahoma103 3.30 81.2511SEC
12Southern Cal94 3.20 83.3819B10
13Alabama114 3.20 81.3215SEC
14Texas A&M112 3.19 82.1317SEC
15Washington94 3.13 84.6829B10
16Iowa94 3.11 83.6526B10
17Texas103 3.08 79.7516SEC
18North Texas122 3.07 76.7112AMER
19Vanderbilt103 2.99 83.1830SEC
20Arizona93 2.93 78.7923B12
21James Madison122 2.90 76.8918SUN
22Michigan94 2.87 78.4524B10
23Illinois94 2.87 77.0822B10
24Virginia113 2.81 75.5220ACC
25TCU94 2.75 74.4221B12
26Penn State76 2.70 82.1542B10
27South Florida94 2.66 77.9332AMER
28Tulane113 2.62 68.7013AMER
29Montana St132 2.58 68.6314I-SKY
30Iowa St84 2.53 74.2031B12
31Houston103 2.50 71.0325B12
32Duke95 2.48 71.6028ACC
33SMU84 2.38 76.9544ACC
34Louisville94 2.37 75.1840ACC
35North Carolina St85 2.33 72.7536ACC
36Old Dominion103 2.28 70.8133SUN
37Arizona St85 2.27 71.0534B12
38Georgia Tech94 2.25 72.3138ACC
39East Carolina94 2.24 71.7037AMER
40North Dakota St121 2.23 70.7635I-MOVAL
41Tennessee85 2.21 76.8754SEC
42Pittsburgh85 2.14 74.8051ACC
43LSU76 2.12 73.9048SEC
44Navy102 2.11 63.9527AMER
45Wake Forest84 2.04 68.7541ACC
46Missouri85 1.99 76.5067SEC
47Kansas St66 1.95 73.0457B12
48Northwestern76 1.92 70.7852B10
49Boise St95 1.85 68.6550MWC
50Clemson76 1.74 72.5273ACC
51Washington St76 1.74 69.4560FBS
52Western Michigan104 1.73 64.2945MAC
53Minnesota85 1.73 65.8047B10
54Texas-San Antonio76 1.67 68.4164AMER
55San Diego St94 1.66 68.3865MWC
56Cincinnati75 1.66 69.9369B12
57Auburn57 1.60 74.7588SEC
58Montana132 1.59 59.2639I-SKY
59New Mexico94 1.59 64.2753MWC
60Wisconsin48 1.58 68.7672B10
61Florida St57 1.56 74.7992ACC
62Florida48 1.54 70.9285SEC
63Army76 1.53 64.4056AMER
64Nebraska76 1.53 69.3977B10
65UNLV104 1.47 63.8058MWC
66Kentucky57 1.43 68.1080SEC
67Tarleton St122 1.42 63.2663I-UAC
68Memphis85 1.41 66.3575AMER
69Toledo85 1.40 70.7289MAC
70South Carolina48 1.36 70.9894SEC
71Illinois St124 1.32 55.1543I-MOVAL
72Kennesaw St104 1.28 56.0046CUSA
73Rutgers57 1.24 66.7087B10
74Hawai`i94 1.22 61.0468MWC
75Ohio U.94 1.19 60.1166MAC
76Mississippi St57 1.16 68.11103SEC
77Kansas57 1.16 68.30104B12
78Fresno St94 1.15 61.6776MWC
79Connecticut94 1.14 59.8071FBS
80Baylor57 1.09 65.7795B12
81Michigan St48 1.07 66.63107B10
82California76 1.05 60.7584ACC
83Villanova123 1.04 52.2549I-COAS
84Stephen F. Austin113 0.98 56.4570I-STHLD
85Western Kentucky94 0.97 58.2979CUSA
86Lehigh121 0.96 52.2155I-PATR
87Louisiana Tech85 0.95 59.1286CUSA
88UCLA39 0.94 62.8896B10
89UC-Davis94 0.88 52.3562I-SKY
90Yale93 0.83 51.0659I-IVY
91Stanford48 0.82 61.02101ACC
92West Virginia48 0.80 60.0797B12
93South Dakota105 0.79 50.3861I-MOVAL
94Utah St67 0.79 63.04119MWC
95South Dakota St95 0.75 53.8178I-MOVAL
96North Dakota86 0.75 60.11106I-MOVAL
97Central Florida57 0.71 62.38125B12
98Jacksonville St95 0.68 53.1582CUSA
99Colorado39 0.67 60.22117B12
100Texas St-San Marcos66 0.66 60.21118SUN
101Virginia Tech39 0.64 62.01129ACC
102Abilene Christian95 0.63 52.1181I-UAC
103Purdue210 0.62 62.57133B10
104Georgia Southern76 0.62 52.0683SUN
105Troy86 0.56 54.9893SUN
106Arkansas210 0.55 68.92165SEC
107Temple57 0.54 56.76115AMER
108Harvard92 0.54 48.6474I-IVY
109Maryland48 0.52 63.25145B10
110Miami OH77 0.52 57.94120MAC
111Florida Int'l76 0.44 52.0390CUSA
112North Carolina48 0.38 57.66132ACC
113Missouri St76 0.38 52.57105CUSA
114Idaho St66 0.36 51.3499I-SKY
115Youngstown St85 0.32 51.99110I-MOVAL
116Arkansas St76 0.31 51.43108SUN
117Marshall57 0.29 56.15138SUN
118Southern Miss76 0.25 53.07123SUN
119Southern Illinois75 0.24 53.82128I-MOVAL
120Southern Utah75 0.23 48.81100I-UAC
121SE Louisiana94 0.19 51.49121I-STHLD
122Central Michigan76 0.17 53.55134MAC
123Delaware76 0.15 49.62116CUSA
124Rhode Island113 0.14 46.0191I-COAS
125Tennessee Tech112 0.12 47.79111I-BSOV
126Syracuse39 0.08 54.64148ACC
127Rice57 0.08 47.17113AMER
128Air Force48 0.07 56.57153MWC
129Sacramento St75 0.06 49.97127I-SKY
130Mercer93 0.06 46.93114I-SOCON
131West Georgia83 0.04 45.46102I-UAC
132Northern Arizona75 0.04 46.33112I-SKY
133Louisiana-Lafayette67 0.03 50.70135SUN
134Austin Peay75 -0.02 49.73136I-UAC
135Coastal Carolina67 -0.04 47.11124SUN
136Tulsa48 -0.06 51.90147AMER
137Florida Atlantic48 -0.07 50.69144AMER
138Alabama-Birmingham48 -0.08 48.64137AMER
139Dartmouth73 -0.15 41.1598I-IVY
140Boston College210 -0.19 57.78184ACC
141Texas-Rio Grande Val93 -0.19 47.73141I-STHLD
142Lamar85 -0.23 43.33122I-STHLD
143Liberty48 -0.24 52.80164CUSA
144South Carolina St103 -0.28 39.76109I-MEAC
145Oregon St210 -0.32 51.71166FBS
146Alabama St102 -0.33 43.13131I-SWAC
147Appalachian St58 -0.37 48.13157SUN
148Wyoming48 -0.38 52.75177MWC
149South Alabama48 -0.38 49.85163SUN
150New Hampshire85 -0.39 41.25130I-COAS
151Monmouth NJ93 -0.42 43.35142I-COAS
152Nevada39 -0.42 50.59170MWC
153Oklahoma St111 -0.50 52.21189B12
154Pennsylvania64 -0.54 37.81126I-IVY
155Cal Poly SLO48 -0.58 44.09158I-SKY
156Kent St57 -0.62 44.60162MAC
157Prairie View A&M104 -0.65 40.73151I-SWAC
158Eastern Michigan48 -0.67 47.73183MAC
159East Tennessee St75 -0.67 41.79154I-SOCON
160San Jose St39 -0.70 48.06188MWC
161Colorado St210 -0.71 49.33199MWC
162Akron57 -0.72 46.06180MAC
163Buffalo57 -0.75 48.13196MAC
164Lafayette84 -0.76 39.30152I-PATR
165Drake84 -0.77 35.59140I-PION
166Bowling Green48 -0.77 48.56203MAC
167Western Carolina75 -0.78 41.16161I-SOCON
168San Diego84 -0.78 34.92139I-PION
169William & Mary75 -0.82 38.82155I-COAS
170Weber St48 -0.82 36.68149I-SKY
171Ball St48 -0.82 42.72171MAC
172Gardner-Webb75 -0.83 37.04150I-BSOV
173Incarnate Word57 -0.83 43.25173I-STHLD
174Eastern Washington57 -0.83 39.82160I-SKY
175New Mexico St48 -0.87 45.77197CUSA
176Presbyterian102 -0.87 35.29146I-PION
177Jackson St93 -0.88 38.35159I-SWAC
178Middle Tennessee St39 -0.92 44.19192CUSA
179Eastern Kentucky57 -0.93 41.46174I-UAC
180Sacred Heart84 -0.93 33.36143I-FCS
181Brown55 -0.96 36.21156I-IVY
182Idaho48 -0.98 43.87198I-SKY
183UNC-Charlotte111 -1.04 41.95194AMER
184Elon66 -1.04 39.27175I-COAS
185Northern Illinois39 -1.07 46.80220MAC
186Wofford66 -1.08 40.08185I-SOCON
187St Thomas MN75 -1.13 37.90181I-PION
188North Carolina Centr84 -1.13 35.89168I-MEAC
189Tennessee-Martin66 -1.16 36.40172I-BSOV
190Stony Brook66 -1.18 38.35187I-COAS
191Central Conn St85 -1.22 33.99169I-NEC
192Lindenwood66 -1.23 35.64178I-BSOV
193Georgia St111 -1.25 43.15219SUN
194Richmond75 -1.27 32.97167I-PATR
195Louisiana-Monroe39 -1.30 40.52214SUN
196Duquesne75 -1.32 34.21182I-NEC
197UTEP210 -1.36 44.01229CUSA
198Delaware St84 -1.36 32.90176I-MEAC
199Indiana St39 -1.38 34.19186I-MOVAL
200Maine66 -1.38 34.89193I-COAS
201Charleston Southern57 -1.40 32.41179I-BSOV
202Nicholls St48 -1.41 37.20212I-STHLD
203Northern Iowa39 -1.42 38.69215I-MOVAL
204McNeese St57 -1.43 36.29206I-STHLD
205Sam Houston St210 -1.43 36.21207CUSA
206Towson66 -1.44 36.97213I-COAS
207Princeton37 -1.46 35.99210I-IVY
208Colgate57 -1.52 33.62204I-PATR
209LIU66 -1.53 31.68190I-NEC
210Northern Colorado48 -1.54 34.15209I-SKY
211Cornell NY46 -1.58 31.27195I-IVY
212Central Arkansas39 -1.62 36.76222I-UAC
213Chattanooga57 -1.66 32.06211I-SOCON
214Furman66 -1.66 30.36200I-SOCON
215Dayton74 -1.68 30.22201I-PION
216Holy Cross39 -1.72 34.80223I-PATR
217Bethune-Cookman66 -1.74 27.58191I-SWAC
218Texas Southern65 -1.76 29.01205I-SWAC
219Mercyhurst57 -1.79 29.20208I-NEC
220SE Missouri St48 -1.85 32.24224I-BSOV
221The Citadel48 -1.86 32.41225I-SOCON
222Grambling St75 -1.87 26.42202I-SWAC
223Western Illinois48 -1.95 28.48217I-BSOV
224East Texas A&M39 -1.96 31.86228I-STHLD
225Columbia28 -2.10 28.21226I-IVY
226Utah Tech210 -2.10 31.81235I-UAC
227Murray St111 -2.17 30.40236I-MOVAL
228Portland St111 -2.19 26.75227I-SKY
229Georgetown DC66 -2.20 23.81218I-PATR
230North Alabama210 -2.21 30.94241I-UAC
231Butler66 -2.22 22.84216I-PION
232Merrimack48 -2.26 28.15234I-FCS
233Eastern Illinois39 -2.30 27.99237I-BSOV
234Alcorn St57 -2.36 27.88239I-SWAC
235Marist57 -2.38 24.04230I-PION
236Stonehill48 -2.44 23.77232I-NEC
237Wagner57 -2.46 23.42233I-NEC
238Albany NY210 -2.53 25.22242I-COAS
239Bucknell57 -2.54 23.15238I-PATR
240Campbell210 -2.57 28.84246I-COAS
241Howard57 -2.60 22.99240I-MEAC
242New Haven55 -2.62 19.68231I-NEC
243Morehead St66 -2.66 15.00221I-PION
244Morgan St48 -2.75 25.22245I-MEAC
245Bryant39 -2.83 25.49249I-COAS
246Massachusetts012 -2.87 26.55253MAC
247Florida A&M57 -2.96 16.50243I-SWAC
248Houston Christian210 -2.98 24.22252I-STHLD
249Samford111 -3.00 21.42248I-SOCON
250Arkansas-Pine Bluff38 -3.08 16.95244I-SWAC
251Robert Morris39 -3.09 21.03250I-NEC
252Alabama A&M48 -3.11 18.74247I-SWAC
253Fordham111 -3.24 21.37258I-PATR
254Tennessee St210 -3.33 20.25260I-BSOV
255Northwestern St111 -3.36 16.16251I-STHLD
256Southern U.210 -3.52 14.19254I-SWAC
257North Carolina A&T210 -3.57 14.02255I-COAS
258Mississippi Valley S210 -3.67 11.94256I-SWAC
259Hampton210 -3.75 12.52261I-COAS
260VMI111 -3.80 13.14263I-SOCON
261Norfolk St111 -3.82 16.74265I-MEAC
262Davidson210 -3.91 7.39257I-PION
263Valparaiso210 -3.91 9.67262I-PION
264Stetson39 -4.13 3.57259I-PION
265St Francis PA011 -4.28 13.39266I-NEC
266Non-Division I260 -4.50 0.41264NON-D1