Talisman Red's College Football Computer Ratings

The Rating is a combination of two components:

• Points, a system that considers scores and allows for game predictions; and
• BCS a formula like the six that were once part of the BCS, considering only wins and losses which was much more "politically correct" in that era.

How to use: to estimate the point spread between two teams, just use the Points column. Don't forget to add in home field advantage, which is usually around 3 points. (The actual number fluctuates a little but it's within 0.25 points of that, usually.)

Early in the season, ratings rely heavily on last year's results. Each column below should be sortable, but here's the full text file if you want it.

Last updated: 26-Oct-2025 11am EDT

Rank	Team	W	L	Rating	Points	BCS-Style	Conference
1	Ohio State	7	0	4.51	94.18	1	B10
2	Indiana	8	0	4.34	95.30	7	B10
3	Texas A&M	8	0	4.07	86.46	3	SEC
4	Notre Dame	5	2	4.01	92.13	10	FBS
5	Georgia	6	1	3.84	83.85	5	SEC
6	Alabama	7	1	3.83	84.99	6	SEC
7	Brigham Young	8	0	3.76	81.46	4	B12
8	Oregon	7	1	3.64	89.78	14	B10
9	Georgia Tech	8	0	3.59	77.13	2	ACC
10	Utah	6	2	3.55	90.03	21	B12
11	Mississippi	7	1	3.51	81.66	9	SEC
12	Michigan	6	2	3.49	81.11	8	B10
13	Southern Cal	5	2	3.33	85.04	19	B10
14	Vanderbilt	7	1	3.32	80.23	12	SEC
15	Miami FL	6	1	3.29	84.84	20	ACC
16	Tennessee	6	2	3.20	80.26	13	SEC
17	Texas	6	2	3.14	80.75	16	SEC
18	Washington	6	2	3.14	80.78	17	B10
19	Oklahoma	6	2	3.01	79.56	22	SEC
20	Texas Tech	7	1	2.98	85.07	36	B12
21	Houston	7	1	2.91	71.39	11	B12
22	Louisville	6	1	2.90	75.82	15	ACC
23	LSU	5	3	2.83	78.28	26	SEC
24	North Texas	7	1	2.71	75.99	27	AMER
25	South Florida	6	2	2.68	77.25	32	AMER
26	Illinois	5	3	2.67	77.04	33	B10
27	Virginia	7	1	2.58	71.75	23	ACC
28	Memphis	7	1	2.57	72.43	25	AMER
29	North Dakota St	8	0	2.52	72.99	28	I-MOVAL
30	Missouri	6	2	2.52	78.24	41	SEC
31	TCU	6	2	2.51	73.24	30	B12
32	Cincinnati	7	1	2.51	73.49	31	B12
33	Iowa	6	2	2.50	79.15	42	B10
34	Arizona St	5	3	2.49	72.85	29	B12
35	Iowa St	5	3	2.41	72.95	34	B12
36	Florida	3	4	2.31	75.75	44	SEC
37	Auburn	4	4	2.30	76.31	49	SEC
38	Tulane	6	1	2.24	65.64	24	AMER
39	Duke	4	3	2.22	70.67	37	ACC
40	Navy	7	0	2.21	62.94	18	AMER
41	Boise St	6	2	2.21	71.85	39	MWC
42	Nebraska	6	2	2.10	71.93	46	B10
43	Wake Forest	5	2	2.09	67.53	35	ACC
44	James Madison	6	1	1.98	67.05	38	SUN
45	Kansas St	4	4	1.96	72.84	63	B12
46	Pittsburgh	6	2	1.96	75.37	72	ACC
47	Penn State	3	4	1.90	78.11	95	B10
48	San Diego St	6	1	1.90	69.72	52	MWC
49	Mississippi St	4	4	1.88	72.89	69	SEC
50	SMU	5	3	1.85	70.86	64	ACC
51	Tarleton St	9	0	1.82	66.10	43	I-UAC
52	Arizona	4	3	1.82	69.11	54	B12
53	East Carolina	4	3	1.70	67.73	62	AMER
54	Northwestern	5	3	1.69	67.45	59	B10
55	Colorado	3	5	1.69	67.15	57	B12
56	Arkansas	2	6	1.61	73.67	99	SEC
57	Old Dominion	5	3	1.59	63.00	50	SUN
58	Clemson	3	4	1.53	69.57	83	ACC
59	Florida St	3	4	1.52	75.18	113	ACC
60	UNLV	6	1	1.51	60.49	45	MWC
61	Kennesaw St	5	2	1.50	60.66	48	CUSA
62	South Carolina	3	5	1.49	68.89	85	SEC
63	Troy	6	2	1.46	59.71	47	SUN
64	Minnesota	5	3	1.45	62.93	61	B10
65	Army	3	4	1.44	63.63	65	AMER
66	North Carolina St	4	4	1.43	66.13	73	ACC
67	Montana St	6	2	1.38	64.22	71	I-SKY
68	Marshall	4	3	1.35	61.91	66	SUN
69	Harvard	6	0	1.33	60.61	60	I-IVY
70	Southern Miss	6	2	1.33	58.97	53	SUN
71	Baylor	4	4	1.33	65.09	79	B12
72	South Dakota St	7	1	1.30	59.12	55	I-MOVAL
73	Washington St	4	4	1.30	64.82	81	FBS
74	Temple	5	3	1.25	60.81	70	AMER
75	New Mexico	5	3	1.22	62.35	75	MWC
76	Louisiana Tech	4	3	1.20	62.55	78	CUSA
77	Central Florida	4	3	1.16	68.30	116	B12
78	Syracuse	3	5	1.15	62.52	86	ACC
79	North Dakota	6	2	1.15	62.78	87	I-MOVAL
80	Ohio U.	5	3	1.13	60.82	76	MAC
81	UCLA	3	5	1.13	63.10	94	B10
82	Texas-San Antonio	3	4	1.12	62.25	88	AMER
83	Maryland	4	3	1.10	67.45	118	B10
84	Rutgers	4	4	1.10	64.15	100	B10
85	UC-Davis	6	1	1.08	53.42	51	I-SKY
86	Kansas	4	4	1.08	66.15	110	B12
87	Hawai`i	6	2	1.05	56.75	68	MWC
88	Montana	8	0	1.04	54.75	58	I-SKY
89	Virginia Tech	3	5	0.97	59.75	90	ACC
90	Lamar	7	1	0.92	47.00	40	I-STHLD
91	Tennessee Tech	8	0	0.91	56.29	74	I-BSOV
92	California	5	3	0.87	56.32	80	ACC
93	Texas St-San Marcos	3	4	0.85	61.40	105	SUN
94	Kentucky	2	5	0.84	63.71	125	SEC
95	Connecticut	5	3	0.81	60.72	108	FBS
96	Lehigh	8	0	0.73	48.18	56	I-PATR
97	Miami OH	5	3	0.73	57.35	101	MAC
98	Missouri St	4	3	0.72	53.15	77	CUSA
99	Stanford	3	5	0.71	57.66	102	ACC
100	Wyoming	4	4	0.71	59.05	111	MWC
101	Western Kentucky	6	2	0.69	53.28	82	CUSA
102	Michigan St	3	5	0.69	61.49	127	B10
103	Utah St	4	4	0.68	58.43	112	MWC
104	Wisconsin	2	6	0.66	61.82	130	B10
105	Toledo	4	4	0.64	64.53	144	MAC
106	Purdue	2	6	0.60	61.38	132	B10
107	Mercer	6	1	0.54	51.38	91	I-SOCON
108	Stephen F. Austin	6	2	0.53	51.98	97	I-STHLD
109	SE Louisiana	6	2	0.49	55.71	119	I-STHLD
110	Rice	4	4	0.48	49.31	84	AMER
111	Western Michigan	4	4	0.48	59.63	136	MAC
112	Dartmouth	5	1	0.46	44.63	67	I-IVY
113	Jacksonville St	4	3	0.37	54.57	124	CUSA
114	Delaware	4	3	0.34	52.28	114	CUSA
115	Austin Peay	5	3	0.34	53.32	121	I-UAC
116	Monmouth NJ	7	1	0.33	47.44	92	I-COAS
117	West Virginia	2	6	0.32	57.43	139	B12
118	Yale	4	2	0.30	50.04	103	I-IVY
119	Air Force	2	5	0.30	55.90	134	MWC
120	Central Michigan	5	3	0.29	53.71	128	MAC
121	Arkansas St	4	4	0.27	50.95	115	SUN
122	Florida Atlantic	3	5	0.25	52.13	123	AMER
123	Fresno St	5	3	0.24	51.83	122	MWC
124	Alabama-Birmingham	3	4	0.23	50.40	117	AMER
125	San Jose St	2	5	0.22	56.35	143	MWC
126	Coastal Carolina	4	3	0.21	45.50	96	SUN
127	Southern Illinois	5	3	0.15	52.15	131	I-MOVAL
128	Abilene Christian	4	4	0.10	48.41	120	I-UAC
129	South Dakota	5	4	0.10	44.41	98	I-MOVAL
130	Appalachian St	4	4	0.07	50.15	129	SUN
131	Northern Arizona	5	3	0.06	46.18	106	I-SKY
132	West Georgia	6	3	-0.01	45.09	109	I-UAC
133	Illinois St	5	3	-0.07	43.74	107	I-MOVAL
134	Pennsylvania	4	2	-0.08	39.58	93	I-IVY
135	Gardner-Webb	5	3	-0.08	39.29	89	I-BSOV
136	Youngstown St	5	3	-0.14	48.75	140	I-MOVAL
137	Texas-Rio Grande Val	6	2	-0.16	50.50	145	I-STHLD
138	Villanova	6	2	-0.17	44.47	126	I-COAS
139	Bowling Green	3	5	-0.20	50.62	147	MAC
140	Florida Int'l	3	4	-0.23	47.52	142	CUSA
141	Presbyterian	7	1	-0.23	40.30	104	I-PION
142	North Carolina	2	5	-0.25	52.92	173	ACC
143	Georgia Southern	3	5	-0.26	48.86	146	SUN
144	Oregon St	1	7	-0.27	51.81	163	FBS
145	Colorado St	2	6	-0.30	51.16	164	MWC
146	South Alabama	2	6	-0.31	51.24	166	SUN
147	Louisiana-Lafayette	2	6	-0.31	49.12	153	SUN
148	Rhode Island	7	2	-0.35	44.37	138	I-COAS
149	Tulsa	2	6	-0.37	49.13	159	AMER
150	Liberty	3	4	-0.41	49.28	167	CUSA
151	Sacramento St	4	4	-0.41	48.18	157	I-SKY
152	Southern Utah	3	5	-0.42	49.11	168	I-UAC
153	Cal Poly SLO	3	5	-0.44	46.53	152	I-SKY
154	Drake	5	2	-0.50	41.42	137	I-PION
155	Western Carolina	5	3	-0.50	40.55	135	I-SOCON
156	Buffalo	4	4	-0.51	48.23	175	MAC
157	Ball St	3	5	-0.55	44.01	150	MAC
158	Boston College	1	7	-0.55	52.72	198	ACC
159	Akron	3	6	-0.58	46.53	172	MAC
160	Idaho	3	5	-0.67	47.00	185	I-SKY
161	UTEP	2	5	-0.69	48.37	193	CUSA
162	Alabama St	5	2	-0.69	44.17	171	I-SWAC
163	Prairie View A&M	6	2	-0.74	35.48	133	I-SWAC
164	Louisiana-Monroe	3	5	-0.77	39.74	149	SUN
165	Northern Illinois	2	6	-0.81	47.94	201	MAC
166	Oklahoma St	1	7	-0.81	43.18	179	B12
167	Chattanooga	4	4	-0.83	38.40	148	I-SOCON
168	New Mexico St	3	4	-0.88	46.63	203	CUSA
169	Jackson St	5	2	-0.88	40.10	165	I-SWAC
170	Kent St	3	5	-0.90	41.82	182	MAC
171	Eastern Washington	4	4	-0.92	36.93	151	I-SKY
172	Eastern Kentucky	3	5	-0.94	38.78	161	I-UAC
173	Sacred Heart	5	3	-0.96	33.34	141	I-FCS
174	Central Arkansas	3	5	-0.96	39.65	177	I-UAC
175	Princeton	3	3	-0.98	36.81	155	I-IVY
176	South Carolina St	5	3	-0.99	38.18	169	I-MEAC
177	Nevada	1	7	-0.99	46.48	212	MWC
178	Lafayette	5	3	-1.00	37.13	160	I-PATR
179	William & Mary	4	4	-1.00	36.96	158	I-COAS
180	Idaho St	2	6	-1.01	45.92	211	I-SKY
181	New Hampshire	5	4	-1.06	37.43	174	I-COAS
182	East Tennessee St	4	5	-1.06	41.01	192	I-SOCON
183	Texas Southern	4	3	-1.07	35.21	156	I-SWAC
184	Middle Tennessee St	1	6	-1.09	45.22	214	CUSA
185	Stony Brook	4	4	-1.09	39.10	189	I-COAS
186	Tennessee-Martin	3	5	-1.10	36.06	170	I-BSOV
187	North Carolina Centr	5	3	-1.13	37.69	183	I-MEAC
188	Brown	3	3	-1.16	38.12	190	I-IVY
189	Eastern Michigan	2	7	-1.20	44.98	219	MAC
190	Delaware St	5	3	-1.20	36.79	186	I-MEAC
191	Dayton	6	2	-1.22	33.34	162	I-PION
192	Furman	5	3	-1.22	31.59	154	I-SOCON
193	Incarnate Word	2	6	-1.26	38.54	196	I-STHLD
194	UNC-Charlotte	1	7	-1.27	38.79	197	AMER
195	St Thomas MN	5	3	-1.28	39.41	207	I-PION
196	SE Missouri St	3	5	-1.30	36.20	191	I-BSOV
197	Weber St	3	5	-1.33	33.15	178	I-SKY
198	Maine	4	4	-1.34	37.64	204	I-COAS
199	Elon	4	5	-1.36	38.69	209	I-COAS
200	Georgia St	1	7	-1.36	39.15	210	SUN
201	Charleston Southern	3	6	-1.36	32.87	181	I-BSOV
202	Duquesne	5	4	-1.37	37.35	206	I-NEC
203	San Diego	4	4	-1.37	33.52	188	I-PION
204	Northern Colorado	3	5	-1.39	41.37	220	I-SKY
205	Nicholls St	2	6	-1.41	36.18	202	I-STHLD
206	Sam Houston St	0	7	-1.42	39.28	215	CUSA
207	Grambling St	5	3	-1.42	30.72	176	I-SWAC
208	Central Conn St	5	3	-1.43	32.07	184	I-NEC
209	East Texas A&M	2	6	-1.45	37.67	213	I-STHLD
210	Lindenwood	3	5	-1.46	31.77	187	I-BSOV
211	Bethune-Cookman	4	4	-1.56	31.90	194	I-SWAC
212	Indiana St	2	6	-1.56	33.24	200	I-MOVAL
213	Colgate	3	5	-1.57	36.44	216	I-PATR
214	The Citadel	3	5	-1.58	32.26	195	I-SOCON
215	Northern Iowa	2	6	-1.59	37.11	218	I-MOVAL
216	Richmond	4	4	-1.62	32.76	208	I-PATR
217	Butler	5	3	-1.65	27.20	180	I-PION
218	Stonehill	3	5	-1.76	29.60	205	I-NEC
219	Wofford	2	6	-1.85	37.78	233	I-SOCON
220	Merrimack	3	5	-1.86	32.97	222	I-FCS
221	LIU	3	5	-1.88	31.54	217	I-NEC
222	Georgetown DC	5	3	-1.88	27.00	199	I-PATR
223	Utah Tech	1	7	-1.94	36.95	237	I-UAC
224	Mercyhurst	3	6	-2.01	30.92	223	I-NEC
225	Eastern Illinois	3	5	-2.03	29.25	221	I-BSOV
226	Towson	3	5	-2.03	35.03	236	I-COAS
227	Cornell NY	2	4	-2.04	30.57	225	I-IVY
228	North Alabama	2	6	-2.15	29.22	227	I-UAC
229	Howard	4	4	-2.32	24.84	224	I-MEAC
230	Western Illinois	2	7	-2.36	27.06	231	I-BSOV
231	Holy Cross	1	7	-2.37	34.60	248	I-PATR
232	Alabama A&M	4	4	-2.41	25.02	229	I-SWAC
233	McNeese St	2	6	-2.41	30.08	241	I-STHLD
234	Portland St	0	8	-2.41	26.31	232	I-SKY
235	Massachusetts	0	8	-2.48	32.64	249	MAC
236	Marist	3	5	-2.50	25.31	234	I-PION
237	Bucknell	4	5	-2.51	22.10	226	I-PATR
238	Columbia	1	5	-2.56	21.48	228	I-IVY
239	Houston Christian	2	6	-2.61	29.22	247	I-STHLD
240	Campbell	2	7	-2.62	27.37	244	I-COAS
241	Tennessee St	2	6	-2.68	23.81	238	I-BSOV
242	Arkansas-Pine Bluff	2	5	-2.83	21.07	239	I-SWAC
243	Morgan St	3	5	-2.87	25.62	253	I-MEAC
244	Northwestern St	1	7	-2.88	20.71	240	I-STHLD
245	Murray St	0	8	-2.90	24.95	250	I-MOVAL
246	Fordham	1	7	-2.93	22.56	246	I-PATR
247	Morehead St	4	5	-2.99	14.14	230	I-PION
248	Florida A&M	3	4	-3.00	15.97	235	I-SWAC
249	North Carolina A&T	2	6	-3.01	22.95	252	I-COAS
250	Albany NY	1	7	-3.04	22.89	255	I-COAS
251	New Haven	4	4	-3.04	18.73	242	I-NEC
252	Wagner	2	6	-3.05	22.58	254	I-NEC
253	Bryant	2	6	-3.06	28.53	259	I-COAS
254	Alcorn St	2	6	-3.10	25.08	258	I-SWAC
255	Samford	1	7	-3.14	17.13	243	I-SOCON
256	Robert Morris	2	6	-3.25	19.76	256	I-NEC
257	Southern U.	1	7	-3.47	13.99	251	I-SWAC
258	VMI	1	7	-3.48	17.20	257	I-SOCON
259	Mississippi Valley S	1	6	-3.61	18.43	261	I-SWAC
260	Stetson	3	6	-3.73	7.15	245	I-PION
261	Hampton	2	7	-3.74	15.55	260	I-COAS
262	Norfolk St	1	7	-4.12	15.54	266	I-MEAC
263	Davidson	1	7	-4.20	7.84	262	I-PION
264	Valparaiso	1	7	-4.28	10.57	264	I-PION
265	St Francis PA	0	7	-4.42	9.12	265	I-NEC
266	Non-Division I	2	58	-4.60	2.87	263	NON-D1