Talisman Red's College Football Computer Ratings

The Rating is a combination of two components:

• Points, a system that considers scores and allows for game predictions; and
• BCS a formula like the six that were once part of the BCS, considering only wins and losses which was much more "politically correct" in that era.

How to use: to estimate the point spread between two teams, just use the Points column. Don't forget to add in home field advantage, which is usually around 3 points. (The actual number fluctuates a little but it's within 0.25 points of that, usually.)

Early in the season, ratings rely heavily on last year's results. Each column below should be sortable, but here's the full text file if you want it.

Last updated: 23-Nov-2025 01pm EST

Rank	Team	W	L	Rating	Points	BCS-Style	Conference
1	Indiana	11	0	4.55	95.87	1	B10
2	Ohio State	11	0	4.47	94.85	2	B10
3	Oregon	10	1	4.15	92.12	6	B10
4	Notre Dame	9	2	4.05	93.01	10	FBS
5	Texas A&M	11	0	3.89	84.29	3	SEC
6	Georgia	10	1	3.82	84.68	5	SEC
7	Brigham Young	10	1	3.80	83.23	4	B12
8	Texas Tech	10	1	3.70	90.44	15	B12
9	Oklahoma	9	2	3.68	83.74	7	SEC
10	Utah	9	2	3.66	89.23	14	B12
11	Alabama	9	2	3.57	84.56	11	SEC
12	Mississippi	10	1	3.52	81.71	8	SEC
13	Michigan	9	2	3.44	80.69	9	B10
14	Southern Cal	8	3	3.36	84.34	16	B10
15	Miami FL	9	2	3.35	84.94	18	ACC
16	Vanderbilt	9	2	3.25	83.11	19	SEC
17	North Texas	10	1	3.21	78.61	12	AMER
18	Washington	8	3	3.07	83.40	23	B10
19	Tennessee	8	3	2.87	80.60	26	SEC
20	South Florida	8	3	2.86	79.27	24	AMER
21	Texas	8	3	2.86	78.58	22	SEC
22	James Madison	10	1	2.82	74.42	17	SUN
23	Virginia	9	2	2.75	73.82	20	ACC
24	Arizona St	8	3	2.66	72.08	21	B12
25	SMU	8	3	2.63	77.35	33	ACC
26	Arizona	8	3	2.62	77.06	32	B12
27	Tulane	9	2	2.62	67.85	13	AMER
28	Pittsburgh	8	3	2.58	76.96	34	ACC
29	Illinois	7	4	2.51	76.05	36	B10
30	LSU	7	4	2.50	74.36	30	SEC
31	Iowa	7	4	2.44	80.09	49	B10
32	Iowa St	7	4	2.42	74.47	37	B12
33	Georgia Tech	9	2	2.37	69.98	25	ACC
34	North Dakota St	12	0	2.35	70.49	28	I-MOVAL
35	TCU	7	4	2.35	71.36	29	B12
36	Missouri	7	4	2.29	77.80	54	SEC
37	Wake Forest	8	3	2.23	69.31	31	ACC
38	Penn State	5	6	2.20	81.06	68	B10
39	Houston	8	3	2.18	69.54	35	B12
40	Montana St	10	2	2.16	66.79	27	I-SKY
41	Old Dominion	8	3	2.12	68.96	39	SUN
42	Auburn	5	6	2.02	77.03	67	SEC
43	Memphis	8	3	1.97	70.58	48	AMER
44	San Diego St	9	2	1.93	68.14	43	MWC
45	North Carolina St	6	5	1.91	68.73	44	ACC
46	UNLV	9	2	1.90	64.79	41	MWC
47	Boise St	7	4	1.86	69.13	50	MWC
48	East Carolina	7	4	1.85	68.07	46	AMER
49	Kentucky	5	6	1.85	71.98	61	SEC
50	Louisville	7	4	1.84	69.91	56	ACC
51	South Carolina	4	7	1.83	73.63	69	SEC
52	Navy	8	2	1.83	62.69	38	AMER
53	New Mexico	8	3	1.82	64.37	42	MWC
54	Duke	6	5	1.78	67.62	53	ACC
55	Florida St	5	6	1.76	76.03	87	ACC
56	Nebraska	7	4	1.76	70.67	63	B10
57	Northwestern	6	5	1.75	68.94	59	B10
58	Cincinnati	7	4	1.75	71.26	65	B12
59	Texas-San Antonio	6	5	1.71	67.05	55	AMER
60	Kansas St	5	6	1.66	72.20	77	B12
61	Wisconsin	4	7	1.64	69.05	66	B10
62	Clemson	6	5	1.64	69.98	72	ACC
63	Tarleton St	11	1	1.50	63.40	57	I-UAC
64	Mississippi St	5	6	1.46	69.65	85	SEC
65	Washington St	5	6	1.45	67.70	76	FBS
66	Connecticut	9	3	1.40	61.73	58	FBS
67	Kennesaw St	8	3	1.40	59.01	45	CUSA
68	Florida	3	8	1.40	69.18	90	SEC
69	Toledo	7	4	1.39	70.59	100	MAC
70	Lehigh	12	0	1.37	54.10	40	I-PATR
71	Western Michigan	7	4	1.29	61.67	64	MAC
72	Montana	11	1	1.25	56.12	47	I-SKY
73	Utah St	6	5	1.22	63.91	78	MWC
74	Baylor	5	6	1.17	66.02	99	B12
75	Minnesota	6	5	1.13	63.01	83	B10
76	Harvard	9	1	1.11	54.43	51	I-IVY
77	Rutgers	5	6	1.11	64.72	96	B10
78	Western Kentucky	8	3	1.08	59.03	71	CUSA
79	Kansas	5	6	1.04	66.83	119	B12
80	Missouri St	7	4	1.00	55.77	62	CUSA
81	Army	5	5	1.00	60.14	80	AMER
82	Hawai`i	7	4	0.98	59.47	79	MWC
83	Stephen F. Austin	10	2	0.97	56.79	70	I-STHLD
84	Yale	8	2	0.95	51.30	52	I-IVY
85	Ohio U.	7	4	0.92	59.35	86	MAC
86	West Virginia	4	7	0.88	61.47	105	B12
87	UCLA	3	8	0.87	61.74	109	B10
88	Arkansas	2	9	0.85	70.89	156	SEC
89	UC-Davis	8	3	0.82	51.23	60	I-SKY
90	Stanford	4	7	0.80	60.14	107	ACC
91	Miami OH	6	5	0.78	59.17	103	MAC
92	Fresno St	7	4	0.75	58.23	101	MWC
93	California	6	5	0.74	57.48	97	ACC
94	Louisiana Tech	6	5	0.73	59.88	114	CUSA
95	Southern Miss	7	4	0.73	55.10	84	SUN
96	Maryland	4	7	0.67	63.63	136	B10
97	Mercer	9	2	0.65	53.41	81	I-SOCON
98	Central Michigan	7	4	0.63	55.36	98	MAC
99	Colorado	3	8	0.63	59.17	122	B12
100	Abilene Christian	8	4	0.63	51.18	75	I-UAC
101	Michigan St	3	8	0.62	64.39	147	B10
102	Texas St-San Marcos	5	6	0.62	59.22	123	SUN
103	Troy	7	4	0.61	53.58	89	SUN
104	Marshall	5	6	0.60	57.40	115	SUN
105	Virginia Tech	3	8	0.56	60.79	131	ACC
106	Central Florida	5	6	0.54	61.60	141	B12
107	Purdue	2	9	0.53	63.15	149	B10
108	Temple	5	6	0.52	56.27	118	AMER
109	Florida Int'l	6	5	0.51	52.43	93	CUSA
110	Tennessee Tech	11	1	0.48	50.12	82	I-BSOV
111	Jacksonville St	7	4	0.47	52.76	102	CUSA
112	North Dakota	7	5	0.45	57.72	128	I-MOVAL
113	Villanova	9	2	0.43	46.87	73	I-COAS
114	South Dakota St	8	4	0.43	50.28	91	I-MOVAL
115	SE Louisiana	9	3	0.42	53.56	112	I-STHLD
116	Syracuse	3	8	0.40	56.36	126	ACC
117	South Dakota	8	4	0.34	45.42	74	I-MOVAL
118	Louisiana-Lafayette	5	6	0.33	53.05	120	SUN
119	North Carolina	4	7	0.31	56.98	138	ACC
120	Coastal Carolina	6	5	0.31	48.17	92	SUN
121	Rhode Island	10	2	0.30	48.31	94	I-COAS
122	Idaho St	6	6	0.29	50.51	110	I-SKY
123	Rice	5	6	0.25	49.27	108	AMER
124	Florida Atlantic	4	7	0.23	53.89	130	AMER
125	Youngstown St	8	4	0.21	50.09	116	I-MOVAL
126	Illinois St	8	4	0.21	46.97	95	I-MOVAL
127	Southern Utah	7	5	0.21	48.36	106	I-UAC
128	Georgia Southern	5	6	0.18	48.51	111	SUN
129	Tulsa	4	7	0.15	53.00	133	AMER
130	Dartmouth	7	3	0.09	43.09	88	I-IVY
131	West Georgia	8	3	0.07	45.45	104	I-UAC
132	Appalachian St	5	6	0.01	49.50	129	SUN
133	Southern Illinois	7	5	0.01	51.69	143	I-MOVAL
134	Arkansas St	5	6	0.00	50.94	140	SUN
135	Austin Peay	7	5	-0.04	49.58	135	I-UAC
136	Northern Arizona	7	5	-0.05	45.59	121	I-SKY
137	Lamar	8	4	-0.05	44.30	113	I-STHLD
138	Sacramento St	7	5	-0.06	48.90	134	I-SKY
139	South Alabama	4	7	-0.11	51.42	154	SUN
140	Texas-Rio Grande Val	9	3	-0.12	48.33	137	I-STHLD
141	Liberty	4	7	-0.14	53.75	162	CUSA
142	Air Force	3	8	-0.15	54.84	168	MWC
143	New Hampshire	8	4	-0.16	43.82	124	I-COAS
144	Alabama-Birmingham	3	8	-0.23	48.61	152	AMER
145	Alabama St	9	2	-0.23	44.33	127	I-SWAC
146	Delaware	5	6	-0.23	46.97	144	CUSA
147	Nevada	3	8	-0.27	52.12	165	MWC
148	Wyoming	4	7	-0.28	53.52	177	MWC
149	Pennsylvania	6	4	-0.31	39.73	117	I-IVY
150	South Carolina St	9	3	-0.35	40.03	125	I-MEAC
151	Oregon St	2	9	-0.39	51.50	179	FBS
152	New Mexico St	4	7	-0.43	49.07	166	CUSA
153	Monmouth NJ	9	3	-0.46	43.23	148	I-COAS
154	San Jose St	3	8	-0.49	49.68	180	MWC
155	East Tennessee St	7	5	-0.51	43.41	155	I-SOCON
156	Colorado St	2	9	-0.53	50.41	187	MWC
157	Eastern Michigan	4	7	-0.53	47.96	170	MAC
158	Jackson St	9	2	-0.60	39.15	142	I-SWAC
159	Western Carolina	7	5	-0.64	42.81	159	I-SOCON
160	Prairie View A&M	9	3	-0.64	41.38	157	I-SWAC
161	Lafayette	8	4	-0.65	40.21	151	I-PATR
162	Boston College	1	10	-0.65	54.26	216	ACC
163	Akron	5	7	-0.66	46.43	181	MAC
164	Buffalo	5	6	-0.68	47.74	188	MAC
165	Ball St	4	7	-0.69	43.51	164	MAC
166	Drake	8	3	-0.72	35.44	132	I-PION
167	Cal Poly SLO	4	8	-0.73	43.29	169	I-SKY
168	Kent St	4	7	-0.75	44.17	176	MAC
169	Brown	5	5	-0.76	38.22	153	I-IVY
170	Gardner-Webb	7	5	-0.77	37.51	150	I-BSOV
171	Oklahoma St	1	10	-0.77	50.03	208	B12
172	San Diego	8	4	-0.80	35.03	139	I-PION
173	Presbyterian	10	2	-0.80	36.02	145	I-PION
174	Incarnate Word	5	7	-0.81	43.51	182	I-STHLD
175	Northern Illinois	3	8	-0.85	47.98	204	MAC
176	William & Mary	7	5	-0.87	38.69	161	I-COAS
177	Sacred Heart	8	4	-0.96	32.82	146	I-FCS
178	Wofford	6	6	-0.97	41.58	186	I-SOCON
179	Bowling Green	3	8	-0.97	47.17	212	MAC
180	Eastern Kentucky	5	7	-0.98	40.98	184	I-UAC
181	Weber St	4	8	-1.00	35.52	158	I-SKY
182	Eastern Washington	5	7	-1.01	38.80	173	I-SKY
183	Tennessee-Martin	6	6	-1.09	37.10	171	I-BSOV
184	St Thomas MN	7	5	-1.10	38.11	183	I-PION
185	UTEP	2	9	-1.11	47.76	226	CUSA
186	Central Conn St	8	4	-1.12	33.65	160	I-NEC
187	Idaho	4	8	-1.12	42.98	207	I-SKY
188	Middle Tennessee St	2	9	-1.13	43.92	211	CUSA
189	North Carolina Centr	8	4	-1.14	36.12	172	I-MEAC
190	Lindenwood	6	6	-1.14	36.29	174	I-BSOV
191	Elon	6	6	-1.15	39.03	191	I-COAS
192	Richmond	7	5	-1.18	33.83	163	I-PATR
193	UNC-Charlotte	1	10	-1.20	41.22	205	AMER
194	Louisiana-Monroe	3	8	-1.21	39.88	201	SUN
195	Stony Brook	6	6	-1.22	38.19	192	I-COAS
196	Duquesne	7	5	-1.23	34.55	175	I-NEC
197	Sam Houston St	2	9	-1.25	39.56	202	CUSA
198	Princeton	3	7	-1.25	38.31	196	I-IVY
199	Charleston Southern	5	7	-1.33	32.96	178	I-BSOV
200	Georgia St	1	10	-1.33	41.45	219	SUN
201	McNeese St	5	7	-1.36	37.01	200	I-STHLD
202	Nicholls St	4	8	-1.38	37.59	206	I-STHLD
203	Maine	6	6	-1.40	35.29	195	I-COAS
204	Delaware St	8	4	-1.41	32.81	185	I-MEAC
205	Cornell NY	4	6	-1.43	33.06	189	I-IVY
206	Chattanooga	5	7	-1.47	34.20	197	I-SOCON
207	Colgate	5	7	-1.47	34.26	198	I-PATR
208	Grambling St	7	4	-1.48	28.32	167	I-SWAC
209	LIU	6	6	-1.51	31.76	190	I-NEC
210	Towson	6	6	-1.54	36.42	214	I-COAS
211	Furman	6	6	-1.57	31.74	194	I-SOCON
212	Holy Cross	3	9	-1.57	36.41	217	I-PATR
213	Central Arkansas	3	9	-1.65	36.63	223	I-UAC
214	Dayton	7	4	-1.68	30.41	199	I-PION
215	Northern Colorado	4	8	-1.70	33.20	215	I-SKY
216	Northern Iowa	3	9	-1.72	36.38	228	I-MOVAL
217	Indiana St	3	9	-1.74	31.37	210	I-MOVAL
218	Bethune-Cookman	6	6	-1.77	27.76	193	I-SWAC
219	The Citadel	4	8	-1.78	33.72	222	I-SOCON
220	Texas Southern	6	5	-1.79	29.21	203	I-SWAC
221	Mercyhurst	5	7	-1.86	28.67	209	I-NEC
222	SE Missouri St	4	8	-1.88	32.44	225	I-BSOV
223	East Texas A&M	3	9	-1.88	32.71	227	I-STHLD
224	Columbia	2	8	-1.92	30.22	221	I-IVY
225	Western Illinois	4	8	-1.99	28.70	220	I-BSOV
226	Georgetown DC	6	6	-2.11	24.83	213	I-PATR
227	Utah Tech	2	10	-2.22	31.19	239	I-UAC
228	Merrimack	4	8	-2.24	29.00	235	I-FCS
229	Butler	6	6	-2.27	22.76	218	I-PION
230	Alcorn St	5	7	-2.33	28.46	237	I-SWAC
231	North Alabama	2	10	-2.36	30.22	241	I-UAC
232	Marist	5	7	-2.38	24.43	229	I-PION
233	Eastern Illinois	3	9	-2.38	28.01	238	I-BSOV
234	Portland St	1	11	-2.40	25.75	236	I-SKY
235	Stonehill	4	8	-2.42	24.01	231	I-NEC
236	Wagner	5	7	-2.44	23.56	232	I-NEC
237	Bucknell	5	7	-2.49	24.00	234	I-PATR
238	Murray St	1	11	-2.50	28.11	242	I-MOVAL
239	Howard	5	7	-2.63	23.21	240	I-MEAC
240	New Haven	5	5	-2.64	19.85	233	I-NEC
241	Albany NY	2	10	-2.67	25.03	243	I-COAS
242	Campbell	2	10	-2.68	28.82	248	I-COAS
243	Florida A&M	5	6	-2.73	17.70	230	I-SWAC
244	Morehead St	6	6	-2.77	14.62	224	I-PION
245	Morgan St	4	8	-2.78	25.50	247	I-MEAC
246	Massachusetts	0	11	-2.82	27.62	251	MAC
247	Bryant	3	9	-2.82	26.38	249	I-COAS
248	Samford	1	11	-2.88	23.15	245	I-SOCON
249	Houston Christian	2	10	-3.01	24.73	252	I-STHLD
250	Alabama A&M	4	8	-3.07	19.51	246	I-SWAC
251	Arkansas-Pine Bluff	3	8	-3.12	17.34	244	I-SWAC
252	Robert Morris	3	9	-3.12	21.13	250	I-NEC
253	Fordham	1	11	-3.23	22.06	255	I-PATR
254	Tennessee St	2	10	-3.36	20.66	257	I-BSOV
255	Northwestern St	1	11	-3.42	16.72	253	I-STHLD
256	North Carolina A&T	2	10	-3.70	13.94	258	I-COAS
257	VMI	1	11	-3.75	14.81	260	I-SOCON
258	Hampton	2	10	-3.88	12.36	261	I-COAS
259	Norfolk St	1	11	-3.92	16.76	265	I-MEAC
260	Davidson	2	10	-3.94	7.79	254	I-PION
261	Southern U.	1	10	-3.95	12.90	264	I-SWAC
262	Mississippi Valley S	1	10	-3.95	11.86	262	I-SWAC
263	Valparaiso	2	10	-4.01	9.67	259	I-PION
264	Stetson	3	9	-4.15	4.32	256	I-PION
265	St Francis PA	0	11	-4.33	13.39	266	I-NEC
266	Non-Division I	2	59	-4.56	0.68	263	NON-D1