Talisman Red's College Football Computer Ratings

The Rating is a combination of two components:

• Points, a system that considers scores and allows for game predictions; and
• BCS a formula like the six that were once part of the BCS, considering only wins and losses which was much more "politically correct" in that era.

How to use: to estimate the point spread between two teams, just use the Points column. Don't forget to add in home field advantage, which is usually around 3 points. (The actual number fluctuates a little but it's within 0.25 points of that, usually.)

Early in the season, ratings rely heavily on last year's results. Each column below should be sortable, but here's the full text file if you want it.

Last updated: 20-Jan-2026 08am EST

Rank	Team	W	L	Rating	Points	BCS-Style	Conference
1	Indiana	16	0	5.47	102.24	1	B10
2	Oregon	13	2	4.58	93.51	2	B10
3	Ohio State	12	2	4.35	94.82	3	B10
4	Miami FL	13	3	4.05	90.16	5	ACC
5	Notre Dame	10	2	4.05	93.31	8	FBS
6	Texas Tech	12	2	3.87	91.61	9	B12
7	Utah	11	2	3.70	88.49	10	B12
8	Georgia	12	2	3.69	84.81	6	SEC
9	Mississippi	13	2	3.65	84.37	7	SEC
10	Brigham Young	12	2	3.62	81.25	4	B12
11	Oklahoma	10	3	3.28	81.42	13	SEC
12	Alabama	11	4	3.21	81.58	15	SEC
13	Southern Cal	9	4	3.20	83.17	20	B10
14	Texas A&M	11	2	3.18	82.21	17	SEC
15	Washington	9	4	3.13	84.48	27	B10
16	Iowa	9	4	3.12	83.54	25	B10
17	Texas	10	3	3.08	79.82	16	SEC
18	North Texas	12	2	3.06	76.72	12	AMER
19	Vanderbilt	10	3	2.98	83.23	30	SEC
20	Arizona	9	3	2.92	78.65	23	B12
21	Illinois	9	4	2.91	77.21	18	B10
22	Michigan	9	4	2.89	78.48	24	B10
23	James Madison	12	2	2.88	76.65	19	SUN
24	Virginia	11	3	2.81	75.54	21	ACC
25	TCU	9	4	2.74	74.31	22	B12
26	Penn State	7	6	2.73	82.14	40	B10
27	South Florida	9	4	2.66	77.97	32	AMER
28	Montana St	14	2	2.63	67.42	11	I-SKY
29	Tulane	11	3	2.59	68.74	14	AMER
30	Iowa St	8	4	2.52	74.09	31	B12
31	Houston	10	3	2.49	70.89	26	B12
32	Duke	9	5	2.48	71.62	29	ACC
33	SMU	8	4	2.39	76.97	43	ACC
34	Louisville	9	4	2.37	75.20	41	ACC
35	North Carolina St	8	5	2.33	72.79	35	ACC
36	Old Dominion	10	3	2.30	70.93	33	SUN
37	Arizona St	8	5	2.26	70.93	34	B12
38	Georgia Tech	9	4	2.25	72.33	39	ACC
39	East Carolina	9	4	2.24	71.71	37	AMER
40	North Dakota St	12	1	2.22	71.05	36	I-MOVAL
41	Tennessee	8	5	2.20	76.96	54	SEC
42	Pittsburgh	8	5	2.14	74.83	51	ACC
43	Navy	10	2	2.10	63.96	28	AMER
44	LSU	7	6	2.10	73.98	50	SEC
45	Wake Forest	8	4	2.04	68.76	42	ACC
46	Missouri	8	5	1.98	76.55	71	SEC
47	Kansas St	6	6	1.94	72.91	57	B12
48	Northwestern	7	6	1.91	70.62	52	B10
49	Boise St	9	5	1.85	68.60	48	MWC
50	Clemson	7	6	1.74	72.55	73	ACC
51	Western Michigan	10	4	1.74	64.33	44	MAC
52	Minnesota	8	5	1.72	65.57	47	B10
53	Washington St	7	6	1.72	69.37	62	FBS
54	Texas-San Antonio	7	6	1.67	68.42	64	AMER
55	San Diego St	9	4	1.66	68.34	65	MWC
56	Cincinnati	7	5	1.65	69.81	70	B12
57	Wisconsin	4	8	1.61	68.75	67	B10
58	Montana	13	2	1.60	59.02	38	I-SKY
59	Auburn	5	7	1.59	74.82	89	SEC
60	New Mexico	9	4	1.59	64.23	53	MWC
61	Florida St	5	7	1.56	74.85	93	ACC
62	Nebraska	7	6	1.54	69.35	76	B10
63	Army	7	6	1.53	64.40	56	AMER
64	Florida	4	8	1.52	71.02	86	SEC
65	UNLV	10	4	1.47	63.77	58	MWC
66	Tarleton St	12	2	1.42	63.27	63	I-UAC
67	Kentucky	5	7	1.41	68.17	84	SEC
68	Memphis	8	5	1.40	66.37	75	AMER
69	Toledo	8	5	1.40	70.72	88	MAC
70	South Carolina	4	8	1.34	71.07	99	SEC
71	Kennesaw St	10	4	1.31	56.15	45	CUSA
72	Illinois St	12	5	1.26	56.15	46	I-MOVAL
73	Rutgers	5	7	1.25	66.51	87	B10
74	Hawai`i	9	4	1.22	61.00	69	MWC
75	Ohio U.	9	4	1.19	60.11	66	MAC
76	Kansas	5	7	1.15	68.16	105	B12
77	Fresno St	9	4	1.15	61.62	77	MWC
78	Mississippi St	5	7	1.14	68.17	108	SEC
79	Connecticut	9	4	1.14	59.81	72	FBS
80	Michigan St	4	8	1.12	66.81	101	B10
81	Baylor	5	7	1.08	65.66	96	B12
82	California	7	6	1.05	60.73	82	ACC
83	Villanova	12	3	1.04	52.35	49	I-COAS
84	UCLA	3	9	0.99	63.03	91	B10
85	Stephen F. Austin	11	3	0.98	56.30	68	I-STHLD
86	Western Kentucky	9	4	0.97	58.32	79	CUSA
87	Lehigh	12	1	0.96	52.20	55	I-PATR
88	Louisiana Tech	8	5	0.95	59.15	85	CUSA
89	UC-Davis	9	4	0.88	52.21	60	I-SKY
90	Yale	9	3	0.83	50.95	59	I-IVY
91	Stanford	4	8	0.83	61.04	102	ACC
92	Utah St	6	7	0.79	63.02	119	MWC
93	West Virginia	4	8	0.79	59.95	98	B12
94	South Dakota	10	5	0.79	50.52	61	I-MOVAL
95	South Dakota St	9	5	0.75	53.89	78	I-MOVAL
96	North Dakota	8	6	0.75	60.22	106	I-MOVAL
97	Central Florida	5	7	0.70	62.24	125	B12
98	Jacksonville St	9	5	0.69	53.19	80	CUSA
99	Colorado	3	9	0.66	60.12	117	B12
100	Purdue	2	10	0.66	62.74	131	B10
101	Texas St-San Marcos	6	6	0.65	60.18	118	SUN
102	Virginia Tech	3	9	0.65	62.07	128	ACC
103	Abilene Christian	9	5	0.63	52.08	81	I-UAC
104	Georgia Southern	7	6	0.61	52.04	83	SUN
105	Maryland	4	8	0.57	63.44	143	B10
106	Troy	8	6	0.56	54.97	95	SUN
107	Harvard	9	2	0.54	48.63	74	I-IVY
108	Temple	5	7	0.54	56.78	115	AMER
109	Arkansas	2	10	0.53	68.99	166	SEC
110	Miami OH	7	7	0.53	57.93	120	MAC
111	Florida Int'l	7	6	0.45	52.06	90	CUSA
112	North Carolina	4	8	0.38	57.66	133	ACC
113	Missouri St	7	6	0.38	52.59	104	CUSA
114	Idaho St	6	6	0.37	51.10	94	I-SKY
115	Youngstown St	8	5	0.33	52.19	112	I-MOVAL
116	Arkansas St	7	6	0.31	51.44	107	SUN
117	Marshall	5	7	0.29	56.15	138	SUN
118	Southern Miss	7	6	0.25	53.08	123	SUN
119	Southern Illinois	7	5	0.24	54.08	130	I-MOVAL
120	Southern Utah	7	5	0.23	48.77	100	I-UAC
121	SE Louisiana	9	4	0.18	51.58	122	I-STHLD
122	Central Michigan	7	6	0.17	53.54	134	MAC
123	Delaware	7	6	0.15	49.63	116	CUSA
124	Rhode Island	11	3	0.14	46.01	92	I-COAS
125	Tennessee Tech	11	2	0.11	47.87	111	I-BSOV
126	Syracuse	3	9	0.09	54.68	148	ACC
127	Rice	5	7	0.08	47.17	113	AMER
128	Air Force	4	8	0.07	56.55	153	MWC
129	Sacramento St	7	5	0.06	49.83	126	I-SKY
130	Mercer	9	3	0.05	46.98	114	I-SOCON
131	Northern Arizona	7	5	0.04	46.09	109	I-SKY
132	West Georgia	8	3	0.04	45.47	103	I-UAC
133	Louisiana-Lafayette	6	7	0.02	50.69	135	SUN
134	Austin Peay	7	5	-0.03	49.75	137	I-UAC
135	Coastal Carolina	6	7	-0.05	47.11	124	SUN
136	Tulsa	4	8	-0.06	51.86	149	AMER
137	Florida Atlantic	4	8	-0.07	50.72	145	AMER
138	Alabama-Birmingham	4	8	-0.08	48.66	136	AMER
139	Dartmouth	7	3	-0.15	41.13	97	I-IVY
140	Boston College	2	10	-0.18	57.81	184	ACC
141	Texas-Rio Grande Val	9	3	-0.19	47.72	141	I-STHLD
142	Lamar	8	5	-0.23	43.32	121	I-STHLD
143	Liberty	4	8	-0.23	52.82	163	CUSA
144	South Carolina St	10	3	-0.28	39.80	110	I-MEAC
145	Alabama St	10	2	-0.33	43.15	132	I-SWAC
146	Oregon St	2	10	-0.34	51.45	165	FBS
147	Appalachian St	5	8	-0.37	48.11	158	SUN
148	Wyoming	4	8	-0.38	52.72	177	MWC
149	South Alabama	4	8	-0.39	49.86	164	SUN
150	New Hampshire	8	5	-0.39	41.29	129	I-COAS
151	Nevada	3	9	-0.42	50.55	170	MWC
152	Monmouth NJ	9	3	-0.42	43.39	142	I-COAS
153	Oklahoma St	1	11	-0.52	51.91	189	B12
154	Pennsylvania	6	4	-0.54	37.78	127	I-IVY
155	Cal Poly SLO	4	8	-0.57	43.84	154	I-SKY
156	Kent St	5	7	-0.62	44.59	162	MAC
157	Prairie View A&M	10	4	-0.65	40.75	151	I-SWAC
158	Eastern Michigan	4	8	-0.67	47.74	183	MAC
159	East Tennessee St	7	5	-0.68	41.86	157	I-SOCON
160	San Jose St	3	9	-0.70	48.03	187	MWC
161	Colorado St	2	10	-0.71	49.27	199	MWC
162	Akron	5	7	-0.72	46.05	178	MAC
163	Buffalo	5	7	-0.75	48.11	196	MAC
164	Lafayette	8	4	-0.76	39.27	152	I-PATR
165	Bowling Green	4	8	-0.77	48.55	202	MAC
166	Drake	8	4	-0.77	35.64	140	I-PION
167	San Diego	8	4	-0.78	34.83	139	I-PION
168	Western Carolina	7	5	-0.79	41.21	161	I-SOCON
169	Ball St	4	8	-0.82	42.74	171	MAC
170	Weber St	4	8	-0.82	36.42	146	I-SKY
171	William & Mary	7	5	-0.82	38.86	155	I-COAS
172	Eastern Washington	5	7	-0.83	39.61	160	I-SKY
173	Incarnate Word	5	7	-0.83	43.20	172	I-STHLD
174	Gardner-Webb	7	5	-0.83	37.11	150	I-BSOV
175	New Mexico St	4	8	-0.87	45.80	197	CUSA
176	Presbyterian	10	2	-0.88	35.32	147	I-PION
177	Jackson St	9	3	-0.88	38.37	159	I-SWAC
178	Middle Tennessee St	3	9	-0.91	44.21	190	CUSA
179	Sacred Heart	8	4	-0.93	33.35	144	I-FCS
180	Eastern Kentucky	5	7	-0.93	41.46	174	I-UAC
181	Brown	5	5	-0.95	36.19	156	I-IVY
182	Idaho	4	8	-0.98	43.72	198	I-SKY
183	Elon	6	6	-1.04	39.31	176	I-COAS
184	UNC-Charlotte	1	11	-1.05	41.97	194	AMER
185	Northern Illinois	3	9	-1.06	46.82	219	MAC
186	Wofford	6	6	-1.09	40.13	186	I-SOCON
187	St Thomas MN	7	5	-1.13	37.93	181	I-PION
188	North Carolina Centr	8	4	-1.13	35.92	169	I-MEAC
189	Tennessee-Martin	6	6	-1.16	36.47	173	I-BSOV
190	Stony Brook	6	6	-1.18	38.38	188	I-COAS
191	Central Conn St	8	5	-1.22	33.97	168	I-NEC
192	Lindenwood	6	6	-1.23	35.70	179	I-BSOV
193	Georgia St	1	11	-1.26	43.17	220	SUN
194	Richmond	7	5	-1.27	32.98	167	I-PATR
195	Louisiana-Monroe	3	9	-1.29	40.54	214	SUN
196	Duquesne	7	5	-1.32	34.20	182	I-NEC
197	Indiana St	3	9	-1.35	34.54	185	I-MOVAL
198	UTEP	2	10	-1.35	44.04	229	CUSA
199	Delaware St	8	4	-1.36	32.92	175	I-MEAC
200	Maine	6	6	-1.38	34.91	193	I-COAS
201	Charleston Southern	5	7	-1.40	32.49	180	I-BSOV
202	Nicholls St	4	8	-1.41	37.19	212	I-STHLD
203	Northern Iowa	3	9	-1.42	38.88	215	I-MOVAL
204	McNeese St	5	7	-1.43	36.25	208	I-STHLD
205	Sam Houston St	2	10	-1.43	36.21	209	CUSA
206	Towson	6	6	-1.43	37.04	213	I-COAS
207	Princeton	3	7	-1.46	35.95	210	I-IVY
208	Colgate	5	7	-1.52	33.63	204	I-PATR
209	LIU	6	6	-1.53	31.67	191	I-NEC
210	Northern Colorado	4	8	-1.54	33.93	206	I-SKY
211	Cornell NY	4	6	-1.58	31.25	195	I-IVY
212	Central Arkansas	3	9	-1.63	36.75	223	I-UAC
213	Chattanooga	5	7	-1.66	32.11	211	I-SOCON
214	Furman	6	6	-1.67	30.41	200	I-SOCON
215	Dayton	7	4	-1.68	30.25	203	I-PION
216	Holy Cross	3	9	-1.72	34.80	222	I-PATR
217	Bethune-Cookman	6	6	-1.74	27.62	192	I-SWAC
218	Texas Southern	6	5	-1.76	29.02	205	I-SWAC
219	Mercyhurst	5	7	-1.78	29.11	207	I-NEC
220	SE Missouri St	4	8	-1.85	32.35	224	I-BSOV
221	Grambling St	7	5	-1.87	26.44	201	I-SWAC
222	The Citadel	4	8	-1.87	32.49	225	I-SOCON
223	Western Illinois	4	8	-1.94	28.53	217	I-BSOV
224	East Texas A&M	3	9	-1.95	31.85	228	I-STHLD
225	Columbia	2	8	-2.10	28.18	226	I-IVY
226	Utah Tech	2	10	-2.10	31.79	235	I-UAC
227	Murray St	1	11	-2.18	30.62	237	I-MOVAL
228	Portland St	1	11	-2.19	26.60	227	I-SKY
229	Georgetown DC	6	6	-2.20	23.81	218	I-PATR
230	North Alabama	2	10	-2.22	31.03	241	I-UAC
231	Butler	6	6	-2.22	22.86	216	I-PION
232	Merrimack	4	8	-2.26	28.17	234	I-FCS
233	Eastern Illinois	3	9	-2.30	28.17	238	I-BSOV
234	Alcorn St	5	7	-2.36	27.90	240	I-SWAC
235	Marist	5	7	-2.38	24.05	230	I-PION
236	Stonehill	4	8	-2.44	23.74	232	I-NEC
237	Wagner	5	7	-2.46	23.40	233	I-NEC
238	Albany NY	2	10	-2.52	25.24	242	I-COAS
239	Bucknell	5	7	-2.54	23.15	236	I-PATR
240	Campbell	2	10	-2.57	28.87	246	I-COAS
241	Howard	5	7	-2.60	23.02	239	I-MEAC
242	New Haven	5	5	-2.62	19.68	231	I-NEC
243	Morehead St	6	6	-2.67	15.10	221	I-PION
244	Morgan St	4	8	-2.75	25.24	245	I-MEAC
245	Bryant	3	9	-2.82	25.51	249	I-COAS
246	Massachusetts	0	12	-2.86	26.55	253	MAC
247	Florida A&M	5	7	-2.96	16.52	243	I-SWAC
248	Houston Christian	2	10	-2.98	24.18	252	I-STHLD
249	Samford	1	11	-3.01	21.46	248	I-SOCON
250	Arkansas-Pine Bluff	3	8	-3.08	16.94	244	I-SWAC
251	Robert Morris	3	9	-3.09	21.02	250	I-NEC
252	Alabama A&M	4	8	-3.11	18.77	247	I-SWAC
253	Fordham	1	11	-3.23	21.37	258	I-PATR
254	Tennessee St	2	10	-3.33	20.34	260	I-BSOV
255	Northwestern St	1	11	-3.36	16.12	251	I-STHLD
256	Southern U.	2	10	-3.52	14.20	254	I-SWAC
257	North Carolina A&T	2	10	-3.57	14.05	255	I-COAS
258	Mississippi Valley S	2	10	-3.67	11.97	256	I-SWAC
259	Hampton	2	10	-3.75	12.55	261	I-COAS
260	VMI	1	11	-3.80	13.19	263	I-SOCON
261	Norfolk St	1	11	-3.82	16.75	265	I-MEAC
262	Davidson	2	10	-3.91	7.41	257	I-PION
263	Valparaiso	2	10	-3.91	9.70	262	I-PION
264	Stetson	3	9	-4.13	3.58	259	I-PION
265	St Francis PA	0	11	-4.28	13.37	266	I-NEC
266	Non-Division I	2	60	-4.50	0.43	264	NON-D1