Talisman Red's College Football Computer Ratings

The Rating is a combination of two components:

• Points, a system that considers scores and allows for game predictions; and
• BCS a formula like the six that were once part of the BCS, considering only wins and losses which was much more "politically correct" in that era.

How to use: to estimate the point spread between two teams, just use the Points column. Don't forget to add in home field advantage, which is usually around 3 points. (The actual number fluctuates a little but it's within 0.25 points of that, usually.)

Early in the season, ratings rely heavily on last year's results. Each column below should be sortable, but here's the full text file if you want it.

Last updated: 05-Oct-2025 12pm EDT

Rank	Team	W	L	Rating	Points	BCS-Style	Conference
1	Ohio State	5	0	4.34	93.16	2	B10
2	Indiana	5	0	4.20	91.68	4	B10
3	Oregon	5	0	4.13	90.30	3	B10
4	Mississippi	5	0	4.09	87.30	1	SEC
5	Notre Dame	3	2	4.02	93.03	10	FBS
6	Alabama	4	1	3.71	87.00	9	SEC
7	Miami FL	5	0	3.61	85.71	13	ACC
8	Texas A&M	5	0	3.54	82.94	7	SEC
9	Michigan	4	1	3.52	81.85	5	B10
10	LSU	4	1	3.48	82.40	8	SEC
11	Oklahoma	5	0	3.42	81.62	11	SEC
12	Brigham Young	5	0	3.41	80.38	6	B12
13	Georgia	4	1	3.30	82.78	20	SEC
14	Southern Cal	4	1	3.29	82.28	18	B10
15	Missouri	5	0	3.15	78.48	16	SEC
16	Illinois	5	1	3.15	77.12	15	B10
17	Vanderbilt	5	1	3.14	81.52	25	SEC
18	Arizona St	4	1	3.12	76.47	14	B12
19	TCU	4	1	3.05	78.38	21	B12
20	Tennessee	4	1	3.05	81.42	27	SEC
21	Texas	3	2	3.03	81.35	28	SEC
22	Washington	4	1	3.02	77.99	22	B10
23	Texas Tech	5	0	3.01	80.28	26	B12
24	Georgia Tech	5	0	2.97	73.06	12	ACC
25	Iowa St	5	1	2.90	74.14	17	B12
26	Utah	4	1	2.87	79.99	32	B12
27	Memphis	6	0	2.76	73.29	23	AMER
28	Penn State	3	2	2.73	80.64	43	B10
29	Auburn	3	2	2.70	78.07	35	SEC
30	Duke	4	2	2.59	72.94	29	ACC
31	Florida	2	3	2.58	76.87	40	SEC
32	Louisville	4	1	2.56	75.57	36	ACC
33	Tulane	4	1	2.51	68.86	24	AMER
34	Nebraska	4	1	2.48	76.97	46	B10
35	Kansas	4	2	2.44	72.36	33	B12
36	South Carolina	3	2	2.42	74.12	41	SEC
37	Navy	5	0	2.32	63.81	19	AMER
38	Virginia	5	1	2.32	72.64	42	ACC
39	North Texas	5	0	2.31	70.92	37	AMER
40	South Florida	4	1	2.29	71.06	39	AMER
41	Baylor	4	2	2.27	68.50	31	B12
42	Houston	4	1	2.24	67.74	30	B12
43	Arkansas	2	3	2.22	74.61	52	SEC
44	East Carolina	3	2	2.19	72.07	47	AMER
45	Iowa	3	2	2.18	74.18	55	B10
46	Cincinnati	4	1	2.14	69.65	44	B12
47	Old Dominion	4	1	2.08	72.85	59	SUN
48	Arizona	4	1	2.03	65.99	38	B12
49	SMU	3	2	2.01	70.45	51	ACC
50	North Carolina St	4	2	1.98	68.68	48	ACC
51	UNLV	5	0	1.96	63.43	34	MWC
52	Boise St	3	2	1.94	69.34	53	MWC
53	North Dakota St	5	0	1.94	70.02	58	I-MOVAL
54	Florida St	3	2	1.91	74.93	78	ACC
55	Colorado	2	4	1.84	69.64	62	B12
56	Mississippi St	4	2	1.84	69.03	60	SEC
57	South Dakota St	5	0	1.77	67.78	61	I-MOVAL
58	Maryland	4	1	1.76	66.38	56	B10
59	Rutgers	3	2	1.75	68.69	63	B10
60	Army	2	3	1.74	65.80	54	AMER
61	Minnesota	3	2	1.73	64.98	50	B10
62	James Madison	4	1	1.72	64.84	49	SUN
63	Northwestern	3	2	1.71	62.23	45	B10
64	Clemson	2	3	1.70	69.28	71	ACC
65	Kansas St	2	4	1.70	67.84	64	B12
66	Michigan St	3	2	1.63	64.16	57	B10
67	Louisiana Tech	4	1	1.60	66.08	65	CUSA
68	Central Florida	3	2	1.48	66.18	76	B12
69	Syracuse	3	3	1.48	63.84	66	ACC
70	Utah St	3	2	1.41	65.59	79	MWC
71	Montana St	4	2	1.34	65.50	85	I-SKY
72	Purdue	2	3	1.33	62.58	73	B10
73	Texas-San Antonio	2	3	1.32	63.44	77	AMER
74	Pittsburgh	3	2	1.27	69.15	103	ACC
75	Wake Forest	3	2	1.25	60.61	68	ACC
76	Fresno St	5	1	1.18	58.30	67	MWC
77	New Mexico	3	2	1.17	61.47	81	MWC
78	Kentucky	2	3	1.16	65.16	100	SEC
79	Ohio U.	3	3	1.16	64.33	96	MAC
80	Tarleton St	6	0	1.15	63.47	92	I-UAC
81	Wisconsin	2	3	1.15	63.62	93	B10
82	UCLA	1	4	1.13	60.56	80	B10
83	Connecticut	4	2	1.12	60.68	82	FBS
84	Texas St-San Marcos	3	2	1.10	62.77	94	SUN
85	San Diego St	4	1	1.08	59.94	83	MWC
86	Temple	3	2	1.07	57.49	72	AMER
87	California	4	2	1.06	57.02	69	ACC
88	West Virginia	2	4	1.05	59.76	84	B12
89	Virginia Tech	2	4	1.00	61.44	97	ACC
90	Marshall	2	3	0.99	59.38	88	SUN
91	Harvard	3	0	0.93	60.17	98	I-IVY
92	Hawai`i	4	2	0.90	53.83	70	MWC
93	UC-Davis	4	1	0.84	53.36	74	I-SKY
94	Western Kentucky	5	1	0.79	55.40	87	CUSA
95	Washington St	3	2	0.78	54.94	86	FBS
96	Toledo	3	2	0.77	65.36	135	MAC
97	Stanford	2	3	0.77	55.58	89	ACC
98	Rice	3	3	0.72	51.46	75	AMER
99	Troy	3	2	0.71	55.51	95	SUN
100	North Carolina	2	3	0.64	55.28	102	ACC
101	Miami OH	2	3	0.60	58.67	120	MAC
102	Montana	5	0	0.48	51.64	99	I-SKY
103	San Jose St	2	3	0.46	53.70	104	MWC
104	Wyoming	2	3	0.43	54.57	111	MWC
105	Bowling Green	2	3	0.41	56.65	128	MAC
106	Appalachian St	3	2	0.41	48.87	90	SUN
107	Southern Miss	3	2	0.41	53.01	106	SUN
108	Lehigh	6	0	0.41	49.16	91	I-PATR
109	Air Force	1	4	0.37	56.60	130	MWC
110	Tennessee Tech	5	0	0.35	56.55	133	I-BSOV
111	Southern Illinois	4	1	0.34	53.44	115	I-MOVAL
112	SE Louisiana	4	2	0.30	53.55	123	I-STHLD
113	Jacksonville St	2	3	0.30	55.41	132	CUSA
114	Alabama-Birmingham	2	3	0.28	50.45	105	AMER
115	Boston College	1	4	0.28	57.03	139	ACC
116	Northern Arizona	4	2	0.27	50.36	107	I-SKY
117	South Dakota	3	3	0.26	48.01	101	I-MOVAL
118	Missouri St	2	3	0.21	50.87	113	CUSA
119	Western Michigan	3	3	0.20	55.36	138	MAC
120	Louisiana-Lafayette	2	3	0.18	51.37	124	SUN
121	North Dakota	3	2	0.16	55.92	148	I-MOVAL
122	Georgia Southern	2	3	0.15	49.03	109	SUN
123	Austin Peay	4	2	0.15	55.85	149	I-UAC
124	Mercer	4	1	0.15	49.90	118	I-SOCON
125	Abilene Christian	3	3	0.13	49.46	117	I-UAC
126	West Georgia	5	1	0.06	53.06	140	I-UAC
127	Kennesaw St	3	2	0.05	47.89	116	CUSA
128	Tulsa	2	4	0.05	47.21	110	AMER
129	Florida Atlantic	2	3	0.04	48.22	122	AMER
130	Presbyterian	5	0	0.02	47.57	119	I-PION
131	Illinois St	3	2	-0.01	45.65	108	I-MOVAL
132	Delaware	3	2	-0.04	51.24	141	CUSA
133	Arkansas St	2	4	-0.05	47.92	127	SUN
134	Stephen F. Austin	4	2	-0.06	52.12	150	I-STHLD
135	Oklahoma St	1	4	-0.06	45.59	112	B12
136	New Mexico St	3	2	-0.06	47.15	125	CUSA
137	Youngstown St	3	2	-0.07	49.93	137	I-MOVAL
138	Buffalo	3	3	-0.10	50.76	147	MAC
139	South Alabama	1	5	-0.11	52.74	155	SUN
140	Louisiana-Monroe	3	2	-0.15	44.04	114	SUN
141	Colorado St	1	4	-0.16	49.47	144	MWC
142	Coastal Carolina	2	3	-0.20	44.67	126	SUN
143	UTEP	1	4	-0.22	50.93	157	CUSA
144	Yale	2	1	-0.23	44.81	129	I-IVY
145	Ball St	2	3	-0.24	47.76	143	MAC
146	Idaho	2	3	-0.28	48.77	154	I-SKY
147	Georgia St	1	4	-0.29	44.82	134	SUN
148	Lamar	4	1	-0.29	41.76	121	I-STHLD
149	Central Michigan	3	3	-0.39	46.41	153	MAC
150	Incarnate Word	2	4	-0.42	46.93	156	I-STHLD
151	Monmouth NJ	4	1	-0.43	42.42	136	I-COAS
152	Oregon St	0	6	-0.44	48.92	166	FBS
153	Villanova	3	2	-0.46	43.90	146	I-COAS
154	UNC-Charlotte	1	4	-0.48	40.60	131	AMER
155	Northern Illinois	1	4	-0.53	48.95	173	MAC
156	Liberty	1	4	-0.54	50.07	180	CUSA
157	Jackson St	4	1	-0.55	46.26	165	I-SWAC
158	Elon	4	2	-0.60	44.25	158	I-COAS
159	Sam Houston St	0	5	-0.61	41.97	151	CUSA
160	Pennsylvania	2	1	-0.66	39.78	142	I-IVY
161	Florida Int'l	2	3	-0.66	43.89	163	CUSA
162	Eastern Kentucky	2	3	-0.67	43.23	160	I-UAC
163	Nevada	1	4	-0.67	46.36	175	MWC
164	Furman	4	1	-0.69	40.68	152	I-SOCON
165	Cal Poly SLO	3	3	-0.70	44.04	168	I-SKY
166	Akron	2	4	-0.71	45.54	174	MAC
167	Dartmouth	2	1	-0.72	38.91	145	I-IVY
168	Texas-Rio Grande Val	5	1	-0.72	46.60	178	I-STHLD
169	Idaho St	2	4	-0.90	46.37	195	I-SKY
170	East Tennessee St	2	4	-0.91	43.98	185	I-SOCON
171	Rhode Island	4	2	-0.95	39.78	169	I-COAS
172	Gardner-Webb	3	2	-0.97	37.66	161	I-BSOV
173	Sacramento St	2	3	-0.97	46.15	200	I-SKY
174	Brown	2	1	-1.00	38.33	167	I-IVY
175	Southern Utah	1	5	-1.00	47.75	207	I-UAC
176	North Carolina Centr	4	2	-1.02	40.26	177	I-MEAC
177	Weber St	2	3	-1.07	35.25	159	I-SKY
178	Alabama St	4	1	-1.09	39.73	181	I-SWAC
179	Richmond	3	3	-1.09	38.11	172	I-PATR
180	Eastern Washington	2	4	-1.10	39.63	182	I-SKY
181	Lafayette	4	2	-1.19	36.07	170	I-PATR
182	South Carolina St	3	3	-1.20	40.29	192	I-MEAC
183	Drake	2	2	-1.20	42.24	204	I-PION
184	Princeton	2	1	-1.22	33.27	164	I-IVY
185	Towson	3	3	-1.25	38.25	190	I-COAS
186	Stony Brook	3	3	-1.26	40.06	198	I-COAS
187	Western Carolina	3	3	-1.29	36.93	186	I-SOCON
188	Middle Tennessee St	1	4	-1.29	40.13	202	CUSA
189	New Hampshire	3	3	-1.30	36.90	188	I-COAS
190	Indiana St	2	3	-1.31	31.44	162	I-MOVAL
191	Northern Iowa	2	3	-1.32	35.90	183	I-MOVAL
192	Lindenwood	3	3	-1.32	35.18	179	I-BSOV
193	William & Mary	3	3	-1.38	37.03	194	I-COAS
194	Kent St	1	4	-1.41	34.80	187	MAC
195	The Citadel	2	3	-1.41	36.16	193	I-SOCON
196	Eastern Michigan	1	5	-1.42	42.57	214	MAC
197	Chattanooga	2	4	-1.43	37.29	199	I-SOCON
198	Bucknell	4	2	-1.45	31.35	171	I-PATR
199	Eastern Illinois	3	2	-1.45	31.67	176	I-BSOV
200	Tennessee-Martin	1	5	-1.55	35.12	201	I-BSOV
201	San Diego	3	3	-1.58	33.87	197	I-PION
202	Colgate	2	3	-1.63	35.05	205	I-PATR
203	Columbia	1	2	-1.65	29.56	184	I-IVY
204	Prairie View A&M	4	2	-1.67	30.11	189	I-SWAC
205	Massachusetts	0	5	-1.67	36.46	211	MAC
206	Sacred Heart	4	2	-1.73	29.99	191	I-FCS
207	Utah Tech	1	5	-1.76	38.74	229	I-UAC
208	Central Arkansas	2	4	-1.78	32.81	206	I-UAC
209	Nicholls St	1	5	-1.79	36.58	225	I-STHLD
210	Portland St	0	6	-1.84	34.30	213	I-SKY
211	Mercyhurst	2	4	-1.89	37.37	233	I-NEC
212	Dayton	4	1	-1.89	29.01	203	I-PION
213	Northern Colorado	2	3	-1.92	31.30	209	I-SKY
214	Charleston Southern	1	5	-1.93	33.22	220	I-BSOV
215	East Texas A&M	1	4	-1.93	33.61	224	I-STHLD
216	Maine	2	4	-1.96	32.30	215	I-COAS
217	Duquesne	3	3	-1.97	32.28	216	I-NEC
218	Butler	4	2	-1.98	26.13	196	I-PION
219	Wofford	0	5	-2.01	36.61	238	I-SOCON
220	Merrimack	3	3	-2.06	30.84	221	I-FCS
221	Howard	3	2	-2.07	30.44	217	I-MEAC
222	Grambling St	3	2	-2.08	28.11	208	I-SWAC
223	Central Conn St	3	3	-2.08	30.50	222	I-NEC
224	St Thomas MN	2	3	-2.08	32.96	230	I-PION
225	SE Missouri St	1	4	-2.09	30.16	219	I-BSOV
226	Houston Christian	1	4	-2.11	35.14	240	I-STHLD
227	Alabama A&M	3	3	-2.20	28.47	223	I-SWAC
228	Marist	3	2	-2.22	26.85	212	I-PION
229	Holy Cross	0	6	-2.25	34.24	247	I-PATR
230	McNeese St	1	5	-2.26	32.86	245	I-STHLD
231	Murray St	0	5	-2.27	24.81	210	I-MOVAL
232	Texas Southern	2	3	-2.27	26.69	218	I-SWAC
233	Campbell	1	5	-2.33	29.11	235	I-COAS
234	Bethune-Cookman	2	4	-2.35	28.41	232	I-SWAC
235	North Alabama	1	4	-2.38	29.82	239	I-UAC
236	Western Illinois	1	5	-2.40	26.09	228	I-BSOV
237	Tennessee St	1	4	-2.46	24.34	227	I-BSOV
238	VMI	1	4	-2.49	25.92	234	I-SOCON
239	Cornell NY	0	3	-2.50	26.72	236	I-IVY
240	Delaware St	3	3	-2.51	27.50	242	I-MEAC
241	Georgetown DC	3	3	-2.53	22.42	226	I-PATR
242	LIU	1	5	-2.56	29.97	250	I-NEC
243	Bryant	2	4	-2.61	29.29	251	I-COAS
244	Fordham	1	5	-2.70	23.82	241	I-PATR
245	Southern U.	1	4	-2.71	21.23	231	I-SWAC
246	Morgan St	2	4	-2.72	24.96	246	I-MEAC
247	Samford	0	6	-2.86	25.24	252	I-SOCON
248	Hampton	2	4	-2.88	22.87	249	I-COAS
249	Stonehill	2	4	-2.95	23.82	254	I-NEC
250	Morehead St	2	4	-2.98	17.99	237	I-PION
251	Albany NY	1	5	-3.01	23.02	256	I-COAS
252	Florida A&M	1	3	-3.07	18.67	248	I-SWAC
253	North Carolina A&T	1	5	-3.11	20.67	253	I-COAS
254	Robert Morris	1	4	-3.11	20.82	255	I-NEC
255	Northwestern St	1	4	-3.14	15.49	243	I-STHLD
256	Arkansas-Pine Bluff	2	3	-3.17	15.28	244	I-SWAC
257	Wagner	1	4	-3.27	18.68	257	I-NEC
258	Alcorn St	0	5	-3.28	20.64	260	I-SWAC
259	Norfolk St	1	5	-3.46	19.44	261	I-MEAC
260	Mississippi Valley S	0	4	-3.54	15.75	259	I-SWAC
261	St Francis PA	0	5	-3.64	17.48	265	I-NEC
262	New Haven	3	3	-3.69	15.19	262	I-NEC
263	Valparaiso	1	4	-3.72	15.68	264	I-PION
264	Davidson	1	4	-3.87	11.94	263	I-PION
265	Stetson	2	4	-3.91	7.18	258	I-PION
266	Non-Division I	2	50	-4.80	5.17	266	NON-D1